Material Agreement (Form 8-K)

On or about May 27, 2026, CNH Equipment Trust 2026-B (the "Trust") will publicly issue $190,000,000 of Class A-1 Asset Backed Notes (the "Class A-1 Notes"), $246,540,000 of Class A-2a and $105,660,000 of Class A-2b Asset Backed Notes (together, the "Class A-2 Notes"), $302,200,000 of Class A-3 Asset Backed Notes (the "Class A-3 Notes"), and $63,280,000 of Class A-4 Asset Backed Notes (the "Class A-4 Notes" and together with the Class A-1 Notes, the Class A-2 Notes, and the Class A-3 Notes, the "Notes") pursuant to the registration statement filed with the Securities and Exchange Commission on Form SF-3 (File No. 333-286570), as amended by Amendment No. 1 and Amendment No. 2, effective on August 11, 2025.

The lead managers for the issuance of the Notes will be Wells Fargo Securities, LLC, Rabo Securities USA, Inc., RBC Capital Markets, LLC and SMBC Nikko Securities America, Inc. (the "Representatives"). In connection with the offering described above, as described in the Prospectus dated May 19, 2026 (the "Prospectus"), which will be filed with the Securities and Exchange Commission pursuant to its Rule 424(b)(5), the Registrant is filing under Item 9.01(d) the final forms of the Underwriting Agreement dated May 19, 2026 (the "Underwriting Agreement"), among the parties listed in Item 9.01(d) below, and Trust Agreement dated as of May 5, 2026 (the "Trust Agreement"), among the parties listed in Item 9.01(d) below. The Underwriting Agreement and the Trust Agreement are described more fully in the Prospectus.

Item 8.01. Other Events

The Registrant is filing the other exhibits listed in Item 9.01(d) below in connection with the public issuance of the Notes by the Trust, described in the Prospectus. These agreements will be entered into by the Trust and/or the Registrant on the closing date for the issuance of the Notes and such agreements are more fully described in the Prospectus. Any material relationships among the Registrant or its affiliates and the parties to such agreements are described in the Prospectus.

In connection with the offering of the Notes, the chief executive officer of the Registrant has made the certifications required by Paragraph I.B.1(a) of Form SF-3. The certification is being filed on this Current Report to satisfy the requirements of Item 601(b)(36) of Regulation S-K.