Material Agreement (Form 8-K)

Item 1.01. Entry into a Material Definitive Agreement.

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On January 17, 2025 WhiteHorse Finance Credit I, LLC ("WhiteHorse Credit"), a wholly owned subsidiary of WhiteHorse Finance, Inc. (the "Company"), entered into a Tenth Amendment by and among WhiteHorse Credit, as borrower, JPMorgan Chase Bank, National Association, as lender and administrative agent, Citibank, N.A., as collateral agent and securities intermediary, the Company, as portfolio manager, and Virtus Group LP, as collateral administrator (the "Tenth Amendment") to amend the terms of the Fifth Amended and Restated Loan Agreement, dated April 28, 2021 (as previously amended on July 15, 2021, October 4, 2021, January 4, 2022, February 4, 2022, March 30, 2022, April 12, 2023, June 28, 2024, November 21, 2024 and December 19, 2024), by and among WhiteHorse Credit, as borrower, JPMorgan Chase Bank, National Association, as lender and administrative agent, Citibank, N.A., as collateral agent and securities intermediary, the Company, as portfolio manager, and Virtus Group LP, as collateral administrator (as amended, the "Amended Loan Agreement"). The Tenth Amendment, among other things, (i) reduces the applicable margins for interest rates to 2.25%, (ii) extends the non-call period to January 17, 2027, from November 22, 2024, (iii) extends the reinvestment period to January 17, 2028, from January 22, 2025, and (iv) extends the scheduled termination date to January 17, 2030, from November 22, 2025.

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The description above is only a summary of the modifications pursuant to the Tenth Amendment and is qualified in its entirety by reference to a copy of the Tenth Amendment which attaches the Amended Loan Agreement, a copy of which is filed as Exhibit 10.1 to this Current Report on Form 8-K and is incorporated herein by reference.

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