APCIA Members Convene on Capitol Hill to Advance Consumer-Focused Policy Solutions

WASHINGTON - The American Property Casualty Insurance Association (APCIA) convened its 2026 Legislative Action Day on Capitol Hill this week, where members met with lawmakers to advance policy solutions aimed at addressing rising cost pressures and improving insurance affordability and availability for consumers. The following statement may be attributed to David Pearce, APCIA's department vice president of federal government relations and political engagement.

"Across the country, families and businesses are feeling the squeeze of rising costs, and many of those pressures are directly tied to the policies we discussed on Capitol Hill. From improving transparency in third-party litigation financing to strengthening disaster resilience, ensuring the long-term stability of the National Flood Insurance Program, and reauthorizing TRIA, these are practical, targeted steps Congress can take now to reduce risk and lower costs. We urge lawmakers to act on these priorities to strengthen communities, improve affordability, and ensure reliable coverage for the millions of Americans who depend on it every day."

Key Legislative Action Day priorities include:

• Increase transparency in third-party litigation financing to reduce unnecessary costs and protect consumers by supporting the Litigation Transparency Act (H.R. 1109 and S. 3826), Protecting Our Courts from Foreign Manipulation Act (H.R. 2675), and Tackling Predatory Litigation Funding (TPLF) Act of 2025 (H.R. 3512 and S. 1821).
• Reauthorize and strengthen the National Flood Insurance Program (NFIP) to ensure no lapse in coverage, improve affordability, and expand private market options.
• Advance mitigation and resilience policies to reduce disaster risk and lower long-term costs by supporting the Disaster Mitigation Tax Parity Act (H.R. 1849 and S. 336) and the Fix Our Forests Act (S. 1462).
• Reauthorize the Terrorism Risk Insurance Act (TRIA) to maintain market stability and ensure continued availability of terrorism risk coverage (H.R. 7128 and S. 4395).