Material Agreement, Financial Obligation (Form 8-K)

Item 1.01 Entry into a Material Definitive Agreement.

On March 31, 2026, Tigo Energy, Inc. (the "Company") entered into a revolving credit facility (the "Credit Facility") among the Company, as borrower, Tigo Energy MergeCo, Inc., a wholly-owned subsidiary of the Company ("Tigo MergeCo"), as guarantor, and Wells Fargo Bank, National Association, as lender.

The obligations of the Company under the Credit Facility are guaranteed by Tigo MergeCo.

Aggregate commitments under the Credit Facility total up to $10.0 million. Borrowings under the Credit Facility may not exceed the Borrowing Base amount (as defined in, and more fully described in, the Credit Facility) which is a function of the values from time to time of the Company's accounts receivables and inventory levels (as more fully described in the Credit Facility). As of the date hereof, no loans were outstanding under the Credit Facility. The Credit Facility matures on March 31, 2029.

Loans outstanding under the Credit Facility will bear interest at a rate equal to SOFR (as defined in the Credit Facility) plus an applicable margin at the per annum rate of 1.75% to 2.00% based on the Monthly Average Excess Availability (as defined in the Credit Facility).

The Credit Facility contains certain customary affirmative and negative covenants (subject in certain cases to various exceptions and carve-outs), representations and warranties and events of default (subject in certain cases to customary grace and cure periods).

The occurrence of an event of default under the Credit Facility could result in the termination of the commitments under the Credit Facility and the acceleration of all outstanding borrowings under the Credit Facility. The terms of the Credit Facility require the Company to maintain a minimum Liquidity (as defined in the Credit Facility) at all times, which is tested on a monthly basis.

The foregoing description of the Credit Facility does not purport to be complete and is subject to, and qualified in its entirety by, the full text of the Credit Facility, which is filed as Exhibit 10.1 to this Current Report on Form 8-K (this "Report") and incorporated herein by reference.

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.

The information set forth under Item 1.01 of this Report is incorporated by reference under this Item 2.03.