Results

Sierra Bancorp

10/30/2026 | Press release | Distributed by Public on 10/30/2026 04:14

Quarterly Report for Quarter Ending September 30, 2026 (Form 10-Q)

Management's Discussion & Analysis of Financial Condition & Results of Operations

37

Forward-Looking Statements

37

Critical Accounting Policies

38

Overview of the Results of Operations and Financial Condition

39

Earnings Performance

41

Net Interest Income and Net Interest Margin

41

Provision for Credit Loss Expense

46

Noninterest Income and Noninterest Expense

47

Provision for Income Taxes

49

Balance Sheet Analysis

49

Earning Assets

49

Investments

49

Loan Portfolio

52

Nonperforming Assets

54

Allowance for Credit Losses on Loans

55

Off-Balance Sheet Arrangements

57

Other Assets

58

Deposits and Interest-Bearing Liabilities

59

Deposits

59

Other Interest-Bearing Liabilities

60

Noninterest-Bearing Liabilities

60

Liquidity and Market Risk Management

60

Capital Resources

63

Sierra Bancorp published this content on October 30, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on October 30, 2026 at 10:15 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]