Talcott Resolution Life Insurance Separate Account Seven Co.

04/23/2025 | Press release | Distributed by Public on 04/23/2025 08:53

Notice Document by Insurance Company (Form N-VP)


Table of Contents
LEADERS FOUNDATION VARIABLE ANNUITY SERIES I
TALCOTT RESOLUTION LIFE INSURANCE COMPANY AND
TALCOTT RESOLUTION LIFE AND ANNUITY INSURANCE COMPANY

Annual Product Notice for Existing Investors
April 30, 2025

This product notice provides updated information about Leaders Foundation variable annuity Series I, an individual deferred flexible premium variable annuity contract. The contract is issued by us, Talcott Resolution Life and Annuity Insurance Company and Talcott Resolution Life Insurance Company, (collectively, ("Talcott Resolution"). The most recent prospectus for the contract, dated June 28, 2018, contains more information about the contract, including its features, benefits, and risks. You can find the most recent audited financial statements of Talcott Resolution and the separate account supporting the contract online at:
Talcott Resolution Life Insurance Company
Class of Contract Website Address
Leaders Foundation Series I https://vpx.broadridge.com/GetContract1.asp?doctype=pfst&clientid=talcottvpx&fundid=41659P144
Leaders Foundation Edge
Series I 		https://vpx.broadridge.com/GetContract1.asp?doctype=pfst&clientid=talcottvpx&fundid=41659P136
Talcott Resolution Life and Annuity Insurance Company
Class of Contract Website Address
Leaders Foundation Series I https://vpx.broadridge.com/GetContract1.asp?doctype=pfst&clientid=talcottvpx&fundid=416589497
Leaders Foundation Edge
Series I 		https://vpx.broadridge.com/GetContract1.asp?doctype=pfst&clientid=talcottvpx&fundid=416589489

You can also obtain this information at no cost by contacting us as instructed below.
The contract was previously sold under various marketing names depending on which distribution partner sold the contract and/or when the product was sold. These marketing names include: Leaders Foundation Series I and Leaders Foundation Edge Series I.
Additional information about certain investment products, including variable annuities, has been prepared by the staff of the Securities and Exchange Commission (SEC) and is available at Investor.gov.
For additional information, please contact your investment professional or contact us by:
a.Mailing: Talcott Resolution
PO Box 14293
Lexington, KY 40512-4293
a.Calling: 1-800-862-6668
b.Emailing: asccontactus@talcottresolution.com
c.Visiting: www.talcottresolution.com
The Securities and Exchange Commission ("SEC") has not approved or disapproved of this security or passed upon the accuracy or adequacy of this summary prospectus. Any representation to the contrary is a criminal offense.






Table of Contents
Table of Contents
Page
Special Terms
2
Updated Information About Your Contract
2
Key Information Table
2
Appendix A - Investment Options Available Under the Contract
APP A-1

Special Terms Used in this Product Notice
Contract Value The total value of your investments in the Sub-Accounts (and the Fixed Accumulation Feature, if applicable).
Fixed Accumulation Feature or FAF A fixed account option that guarantees principal and a rate of interest. Effective October 4, 2013, we no longer accept new allocations or premium payments to the Fixed Accumulation Feature except for contracts issued in Massachusetts.
Payment Base The amount used to determine benefit payments under certain optional benefits under the contract.
Sub-Account A fund option under the contract. There is a Sub-Account that corresponds to each fund that is available under the contract.

Updated Information About Your Contract
The following is a summary of certain contract features that have changed since May 1, 2024. This does not reflect all of the changes that have occurred since you entered into your contract.

Summary of recent contract changes:
• Effective July 15, 2024, Franklin Advisors, Inc. replaced Putnam Investment Management, LLC as Adviser and Putnam Investment Management, LLC is added as Subadviser for Putnam VT Diversified Income Fund, and Putnam VT Global Asset Allocation Fund; and
• Effective July 15, 2024, Franklin Advisers, Inc. is added as a Subadviser for Putnam VT International Equity Fund, Putnam VT International Value Fund, and Putnam VT Small Cap Value Fund.
• Effective November 6, 2024, Putnam Investments Limited, the sub-adviser for each of the Putnam VT Funds in your contract, is removed and replaced with Franklin Templeton Investment Management Limited.
• Effective on or about April 30, 2025, the "Invesco V.I. Capital Appreciation Fund" will be renamed "Invesco V.I. Discovery Large Cap Fund.

Key Information Table
Important Information You Should Consider About the Contract
FEES AND EXPENSES Location in Prospectus
Charges for Early Withdrawals
Your Contract may be subject to surrender charges if you own a B Share contract. Surrender charges may apply to both partial and full Surrenders.
If you withdraw money from your contract within 8 years following your last premium payment, you may be assessed a surrender charge of up to 7% (as a percentage if premium payments withdrawn), declining to 0% over that time period.
For example, if you were to withdraw $100,000 during a surrender charge period, you could be assessed a charge of up to $7,000.
If you receive services for your Contract from a third-party financial intermediary who charges an advisory fee for their services, withdrawals to pay advisory fees will also reduce death benefits and other guaranteed benefits under the Contract and may be subject to federal and state income taxes and a 10% federal penalty tax.
2. Synopsis

5. The Contract
b. Charges and Fees - Sales Charges
2

Table of Contents
Transaction Charges
A Sales Load of up to 5.5% applies to all Premium Payments. Other than Sales Loads on Premium Payments, there are no charges for other contract transactions (e.g., transferring money between investment options).
2. Synopsis

5. The Contract
b. Charges and Fees - Sales Charges
Ongoing Fees and Expenses (annual charges)
The table below describes the current fees and expenses of the contract that you may pay each year, depending on the options you choose. Please refer to your contract specifications page for information about the specific fees you will pay each year based on the options you have elected. Fees and expenses do not reflect any advisory fees paid to financial intermediaries from Contract Value or other assets of the Contract Owner, and that if such charges were reflected, the fees and expenses would be higher.
2. Synopsis

5. The Contract
b. Charges and Fees - Sales Charges
Annual Fee Minimum Maximum
Base Contract
(varies by contract class) 		0.86%¹ 1.36%¹
Investment Options
(fund fees and expenses) 		0.36%² 1.57%²
Optional benefits available for an additional charge
(for a single optional benefit, if elected)
0.30%3
1.50%4
1 As a percentage of average daily Sub-Account Values..
2 As a percentage of fund net assets.
3 As a percentage of average daily Sub-Account Values or Payment Base depending on the
optional benefit selected.
4 As a percentage of Payment Base.
Because your contract is customizable, the choices you make effect how much you will pay. To help you understand the cost of owning your contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the contract, which could add surrender charges that substantially increase costs.
Lowest Annual Cost: $1,393 Highest Annual Cost: $4,869
Assumes: Assumes:
•Investment of $100,000
•Investment of $100,000
•5% annual appreciation
•5% annual appreciation
•Least expensive combination of contract classes and fund fees and expenses
•Most expensive combination of contract classes, optional benefits and fund fees and expenses
•No sales charges or advisory fees
•No sales charges or advisory fees
•No additional premium payments, transfers or withdrawals
•No additional premium payments, transfers or withdrawals
•No optional benefits
RISKS Location in Prospectus
3

Table of Contents
Risk of Loss You can lose money by investing in this contract, including loss of principal.
2. Synopsis

3. General Information - Fixed Accumulation Feature

5. The Contract
b. Charges and Fees - Sales Charges

Appendix Tax
Not a Short-Term Investment
•This contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash.
•Surrender charges may apply to withdrawals. If you take a withdrawal, a surrender charge may reduce the value of your contract or the amount of money that you actually receive.
•The benefits of tax deferral, long-term income, and living benefit guarantees mean the contract is generally more beneficial to investors with a long-time horizon.
•A 10% penalty tax may be applied to Surrenders before age 59½.
Risks Associated with Investment Options
•An investment in this contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the contract (e.g., the Funds).
•Each investment option (including the FAF, if available) has its own unique risks.
•You should review the investment options before making an investment decision.
Insurance Company Risks An investment in the contract is subject to the risks related to us. Any obligations (including under the FAF), guarantees or benefits of the contract are subject to our claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you. More information about Talcott Resolution, including our financial strength ratings, is available upon request by by calling 1-800-862-6668.
RESTRICTIONS Location in Prospectus
Investment Options
•Certain investment options may not be available under your contract.
•You are allowed to make 1 transfer between the fund options per day. You are allowed to make 20 transfers between the fund options per year before we require you to submit additional transfer requests by mail. Your transfer between the fund options are subject to policies designed to deter excessively frequent transfers and market timing. These transfer restrictions do not apply to transfers under the contract's automatic transfer programs.
•There are restrictions on the maximum amount that may be transferred annually from the FAF to the fund options. If the FAF is available for investment, you must wait 6 months after your most recent transfer from the FAF before making a subsequent transfer into the FAF. These transfer restrictions may apply to the contract's automatic income programs.
•We reserve the right to remove or substitute funds as investment options.
3. General Information

5. The Contract
a. Purchases and Contract Value
Optional Benefits
•Optional benefits may further limit or restrict the investment options that you may select under the contract. We may change these restrictions in the future.
•Withdrawals may reduce the value of an optional benefit by an amount greater than the value withdrawn or result in termination of the benefit.
6. Optional Death Benefits a. MAV Plus

Appendix Tax

Appendices D-G
TAXES Location in Prospectus
Tax Implications
•Consult with a tax professional to determine the tax implications of an investment in and payment received under the contract.
•If you purchased the contract through a tax-qualified plan or IRA, you do not get any additional tax deferral under the contract.
•Earnings on your contract are taxed at ordinary income rates when you withdraw them and you may have to pay a penalty if you take a withdrawal before age 59-1/2.
Appendix Tax
CONFLICTS OF INTEREST Location in Prospectus
4

Table of Contents
Investment Professional Compensation
Your investment professional may receive compensation for selling this contract to you, in the form of commissions, additional payments, and non-cash compensation. We may share the revenue we earn on this contract with your investment professional's firm. This conflict of interest may influence your investment professional to recommend this contract over another investment for which the investment professional is not compensated or compensated less.
7. Miscellaneous
e. How Contracts Were Sold
Exchanges Some investment professionals may have a financial incentive to offer you a new contract in place of the one you already own. You should only exchange a contract you already own if you determine, after comparing the features, fees and risks of both contract's, that it is better for you to purchase the new contract rather than continue to own your existing contract. 5. The Contract a. Purchases and Contract Value -Replacement of Annuities
5

Table of Contents
Appendix A - Investment Options Available Under the Contract
The following is a list of Funds available under the Contract. More information about the Funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at:
Talcott Resolution Life Insurance Company
Class of Contract Website Address
Leaders Foundation Series I https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659P144
Leaders Foundation Edge
Series I 		https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659P136
Talcott Resolution Life and Annuity Insurance Company
Class of Contract Website Address
Leaders Foundation Series I https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=416589497
Leaders Foundation Edge
Series I 		https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=416589489
Availability of Funds may vary by employer. Participants should reference their plan documents for a list of available Funds.
You can also request this information at no cost by calling 1-800-862-6668 or by sending an email request to asccontactus@talcottresolution.com.
The current expenses and performance information below reflects fee and expenses of the Funds, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Fund's past performance is not necessarily an indication of future performance.
See "Optional Benefit Investment Restrictions" following this table for information on investment restrictions.

Type Fund and Adviser/Subadviser Current
Expenses 		Average Annual Total Returns
(as of 12/31/24)
1 Year 5 Year 10 Year
Allocation AB VPS Balanced Hedged Allocation Portfolio - Class B
Adviser: AllianceBernstein, L.P. 		0.73%* 8.58% 4.14% 5.18%
U.S. Equity AB VPS Discovery Value Portfolio - Class B
Adviser: AllianceBernstein, L.P. 		1.06% 9.72% 8.57% 7.36%
International Equity AB VPS International Value Portfolio - Class B
Adviser: AllianceBernstein, L.P. 		1.15% 4.81% 3.29% 3.00%
U.S. Equity AB VPS Relative Value Portfolio - Class B
Adviser: AllianceBernstein, L.P. 		0.61%* 12.76% 9.54% 9.39%
Allocation American Funds Asset Allocation Fund - Class 2
Adviser: Capital Research and Management Company 		0.54% 16.44% 8.32% 8.32%
Fixed Income American Funds Capital World Bond Fund - Class 2
Adviser: Capital Research and Management Company 		0.73% (3.04)% (2.41)% (0.09)%
International Equity American Funds Capital World Growth and Income Fund - Class 2
Adviser: Capital Research and Management Company 		0.67%* 14.00% 7.29% 8.44%
International Equity American Funds Global Growth Fund - Class 2
Adviser: Capital Research and Management Company 		0.66%* 13.68% 9.76% 10.74%
International Equity American Funds Global Small Capitalization Fund - Class 2
Adviser: Capital Research and Management Company 		0.90%* 2.33% 3.01% 5.81%
U.S. Equity American Funds Growth Fund - Class 2
Adviser: Capital Research and Management Company 		0.59% 31.63% 18.83% 16.58%
U.S. Equity American Funds Growth-Income Fund - Class 2
Adviser: Capital Research and Management Company 		0.53% 24.23% 13.02% 12.20%
International Equity American Funds International Fund - Class 2
Adviser: Capital Research and Management Company 		0.78% 3.16% 1.23% 4.01%
International Equity American Funds New World Fund - Class 2
Adviser: Capital Research and Management Company 		0.82%* 6.56% 4.54% 6.22%
Fixed Income American Funds The Bond Fund of America - Class 2
Adviser: Capital Research and Management Company 		0.48%* 1.16% 0.32% 1.67%
APP A-1

Table of Contents
Type Fund and Adviser/Subadviser Current
Expenses 		Average Annual Total Returns
(as of 12/31/24)
1 Year 5 Year 10 Year
U.S. Equity American Funds Washington Mutual Investors Fund - Class 2
Adviser: Capital Research and Management Company 		0.50%* 19.14% 12.18% 10.26%
U.S. Equity Fidelity® VIP Contrafund® Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers 		0.81% 33.45% 16.74% 13.33%
U.S. Equity Fidelity® VIP Dynamic Capital Appreciation Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers 		0.87% 25.19% 16.09% 12.76%
U.S. Equity Fidelity® VIP Growth Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers 		0.81% 30.07% 18.63% 16.34%
U.S. Equity Fidelity® VIP Mid Cap Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers 		0.82% 17.18% 11.06% 8.94%
U.S. Equity Fidelity® VIP Value Strategies Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers 		0.84% 9.16% 11.93% 9.37%
U.S. Equity Franklin DynaTech VIP Fund - Class 2
Adviser: Franklin Advisers, Inc. 		0.87% 30.44% 13.64% 12.67%
Allocation Franklin Income VIP Fund - Class 2
Adviser: Franklin Advisers, Inc.
Subadviser: Templeton Investment Counsel, LLC 		0.72%* 7.20% 5.29% 5.27%
International Equity Franklin Mutual Global Discovery VIP Fund - Class 2
Adviser: Franklin Mutual Advisers, LLC
Subadviser: Franklin Templeton Investment Management Limited 		1.16% 4.66% 6.42% 5.87%
Allocation Franklin Mutual Shares VIP Fund - Class 2
Adviser: Franklin Mutual Advisers, LLC 		0.94% 11.27% 5.75% 5.83%
U.S. Equity Franklin Small Cap Value VIP Fund - Class 2
Adviser: Franklin Advisory Services, LLC 		0.90%* 11.71% 8.36% 8.17%
U.S. Equity Franklin Small-Mid Cap Growth VIP Fund - Class 2
Adviser: Franklin Advisers, Inc. 		1.08%* 11.04% 9.75% 9.32%
Fixed Income Franklin Strategic Income VIP Fund - Class 2
Adviser: Franklin Advisers, Inc. 		1.04%* 4.02% 1.19% 1.98%
Allocation Hartford Balanced HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP 		0.66% 11.21% 8.09% 7.75%
U.S. Equity Hartford Capital Appreciation HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP 		0.67% 21.19% 11.50% 10.61%
U.S. Equity Hartford Disciplined Equity HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP 		0.59% 25.37% 12.79% 12.70%
U.S. Equity Hartford Dividend and Growth HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP 		0.66% 12.67% 10.75% 10.55%
International Equity Hartford International Opportunities HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP 		0.77% 8.40% 5.18% 5.50%
U.S. Equity Hartford MidCap HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP 		0.74% 6.28% 4.91% 8.27%
U.S. Equity Hartford Small Cap Growth HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP 		0.65% 13.12% 5.84% 7.89%
U.S. Equity Hartford Small Company HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP 		0.80% 12.00% 7.36% 8.28%
APP A-2

Table of Contents
Type Fund and Adviser/Subadviser Current
Expenses 		Average Annual Total Returns
(as of 12/31/24)
1 Year 5 Year 10 Year
U.S. Equity Hartford Stock HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP 		0.51% 8.74% 9.25% 10.43%
Fixed Income Hartford Total Return Bond HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP 		0.52% 2.33% 0.28% 1.97%
Fixed Income Hartford Ultrashort Bond HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP 		0.45% 5.20% 2.26% 1.78%
U.S. Equity Invesco V.I. American Franchise Fund - Series II
Adviser: Invesco Advisers, Inc. 		1.10% 34.56% 15.56% 13.88%
U.S. Equity Invesco V.I. American Value Fund - Series II
Adviser: Invesco Advisers, Inc. 		1.14% 30.10% 13.40% 8.85%
Allocation Invesco V.I. Balanced Risk Allocation Fund - Series II
Adviser: Invesco Advisers, Inc. 		1.13%* 3.56% 2.51% 3.57%
U.S. Equity Invesco V.I. Core Equity Fund - Series II
Adviser: Invesco Advisers, Inc. 		1.05% 25.29% 12.07% 9.15%
U.S. Equity Invesco V.I. Discovery Large Cap Fund - Series II (formerly Invesco V.I. Capital Appreciation Fund)
Adviser: Invesco Advisers, Inc. 		1.05%* 33.83% 15.77% 12.97%
U.S. Equity Invesco V.I. Discovery Mid Cap Growth Fund - Series II
Adviser: Invesco Advisers, Inc. 		1.10% 23.92% 9.92% 11.29%
International Equity Invesco V.I. EQV International Equity Fund - Series II
Adviser: Invesco Advisers, Inc. 		1.15% 0.34% 2.97% 4.10%
International Equity Invesco V.I. Global Fund - Series II
Adviser: Invesco Advisers, Inc. 		1.06% 15.78% 9.21% 9.58%
Money Market Invesco V.I. Government Money Market Fund - Series I**
Adviser: Invesco Advisers, Inc. 		0.36% 4.98% 2.30% 1.56%
Fixed Income Invesco V.I. Government Securities Fund - Series I
Adviser: Invesco Advisers, Inc. 		0.70% 1.72% (0.17)% 0.91%
U.S. Equity Invesco V.I. Growth and Income Fund - Series II
Adviser: Invesco Advisers, Inc. 		1.00% 15.72% 9.81% 8.53%
Fixed Income Invesco V.I. High Yield Fund - Series I
Adviser: Invesco Advisers, Inc. 		0.89% 7.73% 2.97% 3.81%
U.S. Equity Invesco V.I. Main Street Fund - Series II
Adviser: Invesco Advisers, Inc. 		1.11% 23.39% 11.81% 10.97%
U.S. Equity Invesco V.I. Main Street Small Cap Fund - Series II
Adviser: Invesco Advisers, Inc. 		1.11% 12.41% 10.22% 8.73%
U.S. Equity Invesco V.I. Small Cap Equity Fund - Series II
Adviser: Invesco Advisers, Inc. 		1.20% 17.85% 10.60% 7.82%
Fixed Income Lord Abbett Bond-Debenture Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC 		0.99% 6.72% 1.90% 3.73%
U.S. Equity Lord Abbett Dividend Growth Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC 		0.99% 22.14% 12.23% 11.16%
U.S. Equity Lord Abbett Growth and Income Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC 		0.93% 20.60% 10.37% 9.05%
U.S. Equity MFS® Growth Series - Service Class
Adviser: Massachusetts Financial Services Company 		0.97%* 31.15% 14.46% 14.82%
U.S. Equity MFS® Investors Trust Series - Service Class
Adviser: Massachusetts Financial Services Company 		0.99%* 19.22% 11.12% 10.81%
Fixed Income MFS® Total Return Bond Series - Service Class
Adviser: Massachusetts Financial Services Company 		0.78%* 2.33% 0.14% 1.64%
Allocation MFS® Total Return Series - Service Class
Adviser: Massachusetts Financial Services Company 		0.86%* 7.46% 5.89% 6.20%
U.S. Equity MFS® Value Series - Service Class
Adviser: Massachusetts Financial Services Company 		0.94%* 11.35% 7.76% 8.36%
U.S. Equity Morgan Stanley VIF Discovery Portfolio - Class II
Adviser: Morgan Stanley Investment Management Inc. 		1.05%* 41.73% 11.11% 12.02%
Fixed Income Putnam VT Diversified Income Fund - Class IB
Adviser: Franklin Advisers, Inc.
Subadviser: Putnam Investment Management, LLC and Franklin Templeton Investment Management Limited 		1.06%* 5.76% (0.04)% 1.95%
APP A-3

Table of Contents
Type Fund and Adviser/Subadviser Current
Expenses 		Average Annual Total Returns
(as of 12/31/24)
1 Year 5 Year 10 Year
Allocation Putnam VT Global Asset Allocation Fund - Class IB
Adviser: Franklin Advisers, Inc.
Subadviser: Putnam Investment Management, LLC, Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC 		1.11%* 16.36% 8.00% 7.00%
International Equity Putnam VT International Equity Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc., Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC 		1.08% 2.97% 4.88% 4.74%
International Equity Putnam VT International Value Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc., Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC 		1.07% 5.21% 6.81% 5.46%
U.S. Equity Putnam VT Small Cap Value Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited 		1.02% 6.20% 10.71% 8.10%
International Equity Templeton Developing Markets VIP Fund - Class 2
Adviser: Templeton Asset Management Ltd. 		1.36%* 7.67% 0.88% 3.98%
International Equity Templeton Foreign VIP Fund - Class 2
Adviser: Templeton Investment Counsel, LLC 		1.06%* (1.00)% 2.60% 2.38%
Fixed Income Templeton Global Bond VIP Fund - Class 2
Adviser: Franklin Advisers, Inc. 		0.75%* (11.37)% (4.85)% (2.03)%
International Equity Templeton Growth VIP Fund - Class 2
Adviser: Templeton Global Advisors Limited 		1.12%* 5.40% 4.60% 4.08%
* Annual expenses reflect a contractual fee reduction under an expense reimbursement or fee waiver arrangement.
** In a low interest rate environment, yields for money market funds, after deduction of Contract charges, may be negative even though the fund's yield, before deducting for such charges, is positive. If you allocate a portion of your Contact value to a money market Sub-Account or participate in an Asset Allocation Program, if available, where Contract value is allocated to a money market Sub-Account, that portion of the value of your Contract value may decrease in value.
† Closed to new and subsequent Premium Payments and transfers of Contract Value.


APP A-4

Table of Contents
Asset Allocation Models
This section provides information about the asset allocation models (or Portfolio Planner Models) that may be available for participation under the contract. Models may not be available to you. You may be required to participate in a certain model depending on the optional benefits you have chosen. See "Optional Benefit Investment Restrictions" below.
You may participate in only one asset allocation model at a time. Your investments related to an asset allocation model will be rebalanced quarterly. For additional information, see "Static Asset Allocation Models" in the prospectus.

Models Available For The Following Contracts:

Leaders Foundation 1
Leaders Foundation Edge 1

The Portfolio Planner Models
The following model(s) (introduced as of May 2, 2022) are available for the Contract(s) listed above.
The percentage allocations below apply to value in the Sub-Accounts.

Fund 2022
Series 110 		2022
Series 210 		2022
Series 310 		2022
Series 410 		2022
Series 510
AB VPS Small/Mid-Cap Value Portfolio 1% 2% 2% 3% 3%
American Funds Growth Fund 5% 6% 8% 10% 11%
Fidelity VIP Value Strategies Portfolio 2% 2% 3% 3% 4%
Hartford Disciplined Equity HLS Fund 5% 7% 9% 10% 12%
Hartford Dividend and Growth HLS Fund 5% 7% 8% 10% 12%
Hartford Small Company HLS Fund 2% 2% 3% 3% 4%
Hartford Total Return Bond HLS Fund 55% 48% 40% 32% 24%
Invesco V.I. Discovery Mid Cap Growth Fund 1% 2% 2% 3% 3%
Invesco V.I. Government Securities Fund 5% 4% 3% 3% 2%
Invesco V.I. High Yield Fund 10% 8% 7% 5% 4%
Putnam VT International Equity Fund 9% 12% 15% 18% 21%
Total 100% 100% 100% 100% 100%

Optional Rider Investment Restrictions

(Percentage allocations apply to value in the Sub-Accounts)

Investment Restrictions For
•Lifetime Income Builder Portfolios
•
Applicable To The Following Products
•Leaders Foundation 1
•Leaders Foundation Edge 1

(If applicable to your contract (see the "State Variations" provisions in the "Miscellaneous" section))


APP A-5

Table of Contents
(1) INVESTMENT STRATEGY MODELS

Series 8005
Fund
American Funds Global Small Capitalization Fund 10 %
American Funds Growth Fund 25 %
American Funds Growth-Income Fund 25 %
American Funds International Fund 15 %
American Funds The Bond Fund of America 25 %
Total 100 %

Series 8006
Fund
American Funds International Fund 25 %
Franklin Income VIP Fund 25 %
Hartford Disciplined Equity HLS Fund 25 %
Hartford Total Return Bond HLS Fund 25 %
Total 100 %

Series 8007
Fund
Hartford Capital Appreciation HLS Fund 33 %
Hartford Dividend and Growth HLS Fund 33 %
Hartford Total Return Bond HLS Fund 34 %
Total 100 %

Series 8008
Fund
Franklin Income VIP Fund 34 %
Franklin Mutual Shares VIP Fund 33 %
Templeton Growth VIP Fund 33 %
Total 100 %

Series 8016
Fund
American Funds Global Small Capitalization Fund 10 %
American Funds Growth Fund 25 %
American Funds Growth-Income Fund 20 %
American Funds International Fund 15 %
American Funds The Bond Fund of America 30 %
Total 100 %



APP A-6

Table of Contents
(2) ASSET ALLOCATIONS MODELS

As of May 2, 2022, the following models are available:
Fund 2022
Series 110 		2022
Series 210 		2022
Series 310 		2022
Series 410 		2022
Series 510
AB VPS Small/Mid-Cap Value Portfolio 1% 2% 2% 3% 3%
American Funds Growth Fund 5% 6% 8% 10% 11%
Fidelity VIP Value Strategies Portfolio 2% 2% 3% 3% 4%
Hartford Disciplined Equity HLS Fund 5% 7% 9% 10% 12%
Hartford Dividend and Growth HLS Fund 5% 7% 8% 10% 12%
Hartford Small Company HLS Fund 2% 2% 3% 3% 4%
Hartford Total Return Bond HLS Fund 55% 48% 40% 32% 24%
Invesco V.I. Discovery Mid Cap Growth Fund 1% 2% 2% 3% 3%
Invesco V.I. Government Securities Fund 5% 4% 3% 3% 2%
Invesco V.I. High Yield Fund 10% 8% 7% 5% 4%
Putnam VT International Equity Fund 9% 12% 15% 18% 21%
Total 100% 100% 100% 100% 100%


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Please retain this product notice for future reference. The last prospectus and statement of additional information for the contract, dated June 28, 2018, contain more information about the contract. You may contact us to request this additional information free of charge. Instructions for contacting us are included in the front cover page of this product notice.

EDGAR Identifier: C000061166 TLIC
C000061192 TLA

APP A-7