Columbia Financial Inc.
11/09/2026 | Press release | Distributed by Public on 11/09/2026 16:09
Quarterly Report for Quarter Ending September 30, 2026 (Form 10-Q)
MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
| Actual | Minimum Capital Adequacy Requirements | Minimum Capital Adequacy Requirements with Capital Conservation Buffer | To be Well Capitalized Under Prompt Corrective Action Provisions | ||||||||||||||||||||||||||||||||
| Amount | Ratio | Amount | Ratio | Amount | Ratio | Amount | Ratio | ||||||||||||||||||||||||||||
| Columbia Bank | (In thousands, except ratio data) | ||||||||||||||||||||||||||||||||||
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At September 30, 2026:
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| Total capital (to risk-weighted assets) | $ | 2,457,139 | 19.77 | % | $ | 994,199 | 8.00 | % | $ | 1,304,887 | 10.50 | % | $ | 1,242,749 | 10.00 | % | |||||||||||||||||||
| Tier 1 capital (to risk-weighted assets) | 2,337,826 | 18.81 | 745,650 | 6.00 | 1,056,337 | 8.50 | 994,199 | 8.00 | |||||||||||||||||||||||||||
| Common equity tier 1 capital (to risk-weighted assets) | 2,337,826 | 18.81 | 559,237 | 4.50 | 869,924 | 7.00 | 807,787 | 6.50 | |||||||||||||||||||||||||||
| Tier 1 capital (to adjusted total assets) | 2,337,826 | 14.23 | 657,062 | 4.00 | 657,062 | 4.00 | 821,327 | 5.00 | |||||||||||||||||||||||||||
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At December 31, 2025:
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| Total capital (to risk-weighted assets) | $ | 1,129,574 | 14.09 | % | $ | 641,534 | 8.00 | % | $ | 842,014 | 10.50 | % | $ | 801,918 | 10.00 | % | |||||||||||||||||||
| Tier 1 capital (to risk-weighted assets) | 1,058,519 | 13.20 | 481,151 | 6.00 | 681,630 | 8.50 | 641,534 | 8.00 | |||||||||||||||||||||||||||
| Common equity tier 1 capital (to risk-weighted assets) | 1,058,519 | 13.20 | 360,863 | 4.50 | 561,342 | 7.00 | 521,247 | 6.50 | |||||||||||||||||||||||||||
| Tier 1 capital (to adjusted total assets) | 1,058,519 | 9.67 | 438,029 | 4.00 | 438,029 | 4.00 | 547,536 | 5.00 | |||||||||||||||||||||||||||
COLUMBIA FINANCIAL, INC. AND SUBSIDIARIES
Columbia Financial Inc. published this content on November 09, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on November 09, 2026 at 22:10 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]