World Omni Auto Receivables Trust 2022-D

12/29/2025 | Press release | Distributed by Public on 12/29/2025 10:56

Asset-Backed Issuer Distribution Report (Form 10-D)

World Omni Auto Receivables Trust 2022-D

Monthly Servicer Certificate

November 30, 2025

Dates Covered
Collections Period 11/01/25 - 11/30/25
Interest Accrual Period 11/17/25 - 12/14/25
30/360 Days 30
Actual/360 Days 28
Distribution Date 12/15/25
Collateral Pool Balance Data $ Amount # of Accounts
Pool Balance at 10/31/25 240,639,749.99 16,322
Yield Supplement Overcollateralization Amount 10/31/25 15,681,940.60 0
Receivables Balance 10/31/25 256,321,690.59 16,322
Principal Payments 10,983,944.91 256
Defaulted Receivables 522,566.40 24
Repurchased Accounts 0.00 0
Yield Supplement Overcollateralization Amount at 11/30/25 14,596,958.34 0
Pool Balance at 11/30/25 230,218,220.94 16,042
Pool Statistics $ Amount # of Accounts
Pool Factor 21.17 %
Prepayment ABS Speed 0.95 %
Aggregate Starting Principal Balance 1,156,658,989.82 50,043
Delinquent Receivables:
Past Due 31-60 days 6,711,340.22 316
Past Due 61-90 days 1,987,729.27 92
Past Due 91-120 days 382,633.18 17
Past Due 121+ days 0.00 0
Total 9,081,702.67 425
Total 31+ Delinquent as % Aggregate Ending Principal Balance 3.71 %
Total 61+ Delinquent as % Aggregate Ending Principal Balance 0.97 %
Delinquency Trigger Occurred NO
Recoveries 289,574.07
Aggregate Net Losses/(Gains) - November 2025 232,992.33
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized):
Current Net Losses/(Gains) Ratio 1.09 %
Prior Net Losses/(Gains) Ratio 0.92 %
Second Prior Net Losses/(Gains) Ratio 0.44 %
Third Prior Net Losses/(Gains) Ratio 0.31 %
Four Month Average 0.69 %
Cumulative Net Loss as a % of Aggregate Starting Principal Balance 0.75 %
Overcollateralization Target Amount 5,106,453.81
Actual Overcollateralization 5,106,453.81
Weighted Average Contract Rate 5.28 %
Weighted Average Contract Rate, Yield Adjusted 10.20 %
Weighted Average Remaining Term 31.40
Flow of Funds $ Amount
Collections 12,325,131.02
Investment Earnings on Cash Accounts 22,009.08
Servicing Fee (213,601.41 )
Transfer to Collection Account -
Available Funds 12,133,538.69
Distributions of Available Funds
(1) Asset Representation Reviewer Amounts (up to $150,000 per year) -
(2) Class A Interest 893,586.41
(3) Noteholders' First Priority Principal Distributable Amount -
(4) Class B Interest -
(5) Noteholders' Second Priority Principal Distributable Amount -
(6) Class C Interest -
(7) Noteholders' Third Priority Principal Distributable Amount 5,315,075.24
(8) Required Reserve Account -
(9) Noteholders' Principal Distributable Amount 5,106,453.81
(10) Asset Representation Reviewer Amounts (in excess of 1) -
(11) Distribution to Certificateholders 818,423.23
Total Distributions of Available Funds 12,133,538.69
Servicing Fee 213,601.41
Unpaid Servicing Fee -
Change in amount of the unpaid servicing fee from the prior period -
Note Balances & Note Factors $ Amount
Original Class A 975,300,000.00
Original Class B 30,630,000.00
Original Class C 15,360,000.00
Total Class A, B, & C
Note Balance @ 11/17/25 235,533,296.18
Principal Paid 10,421,529.05
Note Balance @ 12/15/25 225,111,767.13
Class A-1
Note Balance @ 11/17/25 0.00
Principal Paid 0.00
Note Balance @ 12/15/25 0.00
Note Factor @ 12/15/25 0.0000000 %
Class A-2a
Note Balance @ 11/17/25 0.00
Principal Paid 0.00
Note Balance @ 12/15/25 0.00
Note Factor @ 12/15/25 0.0000000 %
Class A-2b
Note Balance @ 11/17/25 0.00
Principal Paid 0.00
Note Balance @ 12/15/25 0.00
Note Factor @ 12/15/25 0.0000000 %
Class A-3
Note Balance @ 11/17/25 89,923,296.18
Principal Paid 10,421,529.05
Note Balance @ 12/15/25 79,501,767.13
Note Factor @ 12/15/25 25.9081559 %
Class A-4
Note Balance @ 11/17/25 99,620,000.00
Principal Paid 0.00
Note Balance @ 12/15/25 99,620,000.00
Note Factor @ 12/15/25 100.0000000 %
Class B
Note Balance @ 11/17/25 30,630,000.00
Principal Paid 0.00
Note Balance @ 12/15/25 30,630,000.00
Note Factor @ 12/15/25 100.0000000 %
Class C
Note Balance @ 11/17/25 15,360,000.00
Principal Paid 0.00
Note Balance @ 12/15/25 15,360,000.00
Note Factor @ 12/15/25 100.0000000 %
Interest & Principal Payments $ Amount
Total Interest Paid 893,586.41
Total Principal Paid 10,421,529.05
Total Paid 11,315,115.46
Class A-1
Coupon 4.42600 %
Interest Paid 0.00
Principal Paid 0.00
Total Paid to A-1 Holders 0.00
Class A-2a
Coupon 5.51000 %
Interest Paid 0.00
Principal Paid 0.00
Total Paid to A-2a Holders 0.00
Class A-2b
One-Month SOFR 4.14202 %
Coupon 4.99202 %
Interest Paid 0.00
Principal Paid 0.00
Total Paid to A-2b Holders 0.00
Class A-3
Coupon 5.61000 %
Interest Paid 420,391.41
Principal Paid 10,421,529.05
Total Paid to A-3 Holders 10,841,920.46
Class A-4
Coupon 5.70000 %
Interest Paid 473,195.00
Principal Paid 0.00
Total Paid to A-4 Holders 473,195.00
Class B
Coupon 0.00000 %
Interest Paid 0.00
Principal Paid 0.00
Total Paid to B Holders 0.00
Class C
Coupon 0.00000 %
Interest Paid 0.00
Principal Paid 0.00
Total Paid to C Holders 0.00
Distribution per $1,000 of Notes Total
Total Interest Distribution Amount 0.8749585
Total Interest Carryover Shortfall 0.0000000
Total Principal Distribution Amount 10.2042799
Total Distribution Amount 11.0792384
A-1 Interest Distribution Amount 0.0000000
A-1 Interest Carryover Shortfall 0.0000000
A-1 Principal Distribution Amount 0.0000000
Total A-1 Distribution Amount 0.0000000
A-2a Interest Distribution Amount 0.0000000
A-2a Interest Carryover Shortfall 0.0000000
A-2a Principal Distribution Amount 0.0000000
Total A-2a Distribution Amount 0.0000000
A-2b Interest Distribution Amount 0.0000000
A-2b Interest Carryover Shortfall 0.0000000
A-2b Principal Distribution Amount 0.0000000
Total A-2b Distribution Amount 0.0000000
A-3 Interest Distribution Amount 1.3699779
A-3 Interest Carryover Shortfall 0.0000000
A-3 Principal Distribution Amount 33.9618362
Total A-3 Distribution Amount 35.3318141
A-4 Interest Distribution Amount 4.7500000
A-4 Interest Carryover Shortfall 0.0000000
A-4 Principal Distribution Amount 0.0000000
Total A-4 Distribution Amount 4.7500000
B Interest Distribution Amount 0.0000000
B Interest Carryover Shortfall 0.0000000
B Principal Distribution Amount 0.0000000
Total B Distribution Amount 0.0000000
C Interest Distribution Amount 0.0000000
C Interest Carryover Shortfall 0.0000000
C Principal Distribution Amount 0.0000000
Total C Distribution Amount 0.0000000
Noteholders' First Priority Principal Distributable Amount 0.00
Noteholders' Second Priority Principal Distributable Amount 0.00
Noteholders' Third Priority Principal Distributable Amount 510.01
Noteholders' Principal Distributable Amount 489.99
Account Balances $ Amount
Reserve Account
Balance as of 11/17/25 5,106,453.81
Investment Earnings 15,929.69
Investment Earnings Paid (15,929.69 )
Deposit/(Withdrawal) -
Balance as of 12/15/25 5,106,453.81
Change -
Required Reserve Amount 5,106,453.81
Other Servicing Information Current Month Prior Month Two Months Prior
Principal Balance of Receivables extended during the Collection Period $ 2,053,667.93 $ 2,344,757.82 $ 1,779,050.48
Number of Extensions 103 113 82
Ratio of extensions to Beginning of Period Receivables Balance 0.80 % 0.87 % 0.63 %
World Omni Auto Receivables Trust 2022-D published this content on December 29, 2025, and is solely responsible for the information contained herein. Distributed via Edgar on December 29, 2025 at 16:56 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]