Figure Heloc Master Depositor Trust

08/14/2026 | Press release | Distributed by Public on 08/14/2026 13:39

Asset-Backed Securitizer Report (Form ABS-15G)

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM ABS-15G

ASSET-BACKED SECURITIZER REPORT

PURSUANT TO SECTION 15G OF THE

SECURITIES EXCHANGE ACT OF 1934

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

Rule 15Ga-1(c)(1) under the Exchange Act (17 CFR 240.15Ga-1(c)(1)) for the reporting period to

Rule 15Ga-1(c)(2)(i) under the Exchange Act (17 CFR 240.15Ga-1(c)(2)(i)) for the quarterly reporting period April 1, 2026 to June 30, 2026

Rule 15Ga-1(c)(2)(ii) under the Exchange Act (17 CFR 240.15Ga-1(c)(2)(ii)) for the annual reporting period to

Date of Report (Date of earliest event reported)

August 14, 2026

Figure HELOC Master Depositor Trust

(Exact name of securitizer as specified in its charter)

025-06455 0001970036
(Commission File Number of securitizer) (Central Index Key Number of securitizer)

Todd Stevens (973) 985-3682

Name and telephone number, including area code,

of the person to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☒

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

1

Figure HELOC Master Depositor Trust as securitizer, is filing this Form ABS-15G in respect of all asset-backed securities as to which it or any affiliate thereof was a securitizer during the reporting period, including: Figure Lending LLC, FIGRE Trust 2026-FL2, FIGRE Trust 2026-HE4, FIGRE Trust 2026-HE5 and FIGRE Trust 2026-HE6.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Figure HELOC Master Depositor Trust

(Depositor)

By: Figure Lending LLC, as sole member
By: Figure Lending Corp.
By: /s/ Todd Stevens
Name: Todd Stevens
Title: Chief Capital Officer

Date: August 14, 2026

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