Material Agreement (Form 8-K)

Item 1.01 Entry into a Material Definitive Agreement

On April 10, 2025, Fidelity Private Credit Fund (the "Fund") entered into that certain Amended and Restated Senior Secured Revolving Credit Agreement among the Fund, as borrower (the "Borrower"), the lenders party thereto, and JPMorgan Chase Bank, N.A., as administrative agent and as collateral agent, amending and restating that certain Senior Secured Revolving Credit Agreement, dated as of March 17, 2023, among the Fund, as borrower, the lenders party thereto, and JPMorgan Chase Bank, N.A., as administrative agent and as collateral agent, (as amended, supplemented and restated, the "Amended and Restated Credit Agreement"). Capitalized terms used herein shall have the meanings in the Amended and Restated Credit Agreement.

The Amended and Restated Credit Agreement provides for, among other things, (i) an increase in the maximum facility amount from $500,000,000 to $1,130,000,000, (ii) an extension of the Commitment Termination Date from March 17, 2027 to April 10, 2029, (iii) an extension of the Maturity Date from March 17, 2028 to April 10, 2030 and (iv) an amendment to the accordion provision to permit increases to a total facility amount of up to $1,695,000,000.

The description above is only a summary of the material provisions of the Amended and Restated Credit Agreement and is qualified in its entirety by reference to a copy of the Amended and Restated Credit Agreement, which is filed as Exhibit 10.1 to this Current Report on Form 8-K and incorporated by reference herein.

Item 2.03 Creation of Direct Financial Obligation

The information included under Item 1.01 above regarding the Amended and Restated Credit Agreement is incorporated by reference into this Item 2.03.