USDA Designates Four Michigan Counties Natural Disaster Areas Due to 2025 Drought/Excessive Heat, and Frost/Freeze

This Secretarial natural disaster designation allows the United States Department of Agriculture (USDA) Farm Service Agency (FSA) to extend much-needed emergency credit to producers recovering from natural disasters through emergency loans. Emergency loans can be used to meet various recovery needs including the replacement of essential items such as equipment or livestock, reorganization of a farming operation, or to refinance certain debts. FSA will review the loans based on the extent of losses, security available, and repayment ability.

Triggering Disaster #1

Impacted Area: Michigan

Triggering Disaster: Drought: (12/3/2024-12/31/2025)

Application Deadline: October 13, 2026

Primary Counties Eligible:

• State: Kent and Midland Counties

Contiguous Counties Also Eligible:

• State: Allegan, Barry, Bay, Clare, Gladwin, Gratiot, Ionia, Isabella, Montcalm, Muskegon, Newaygo, Ottawa, Saginaw

Designation Number: S6137

Approval Date: February 13, 2026

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Triggering Disaster #2

Impacted Area: Michigan

Triggering Disaster: Frost and Freeze: (5/8/2025-5/10/2025)

Application Deadline: October 13, 2026

Primary Counties Eligible:

• State: Allegan and Kent Counties

Contiguous Counties Also Eligible:

• State: Barry, Ionia, Kalamazoo, Montcalm, Muskegon, Newaygo, Ottawa, Van Buren

Designation Number: S6138

Approval Date: February 13, 2026

Triggering Disaster #3

Impacted Area: Michigan

Triggering Disaster: Drought and Excessive Heat: (5/13/2025-8/22/2025)

Application Deadline: October 13, 2026

Primary Counties Eligible:

• State: Allegan and Kent Counties

Contiguous Counties Also Eligible:

• State: Barry, Ionia, Kalamazoo, Montcalm, Muskegon, Newaygo, Ottawa, Van Buren

Designation Number: S6139

Approval Date: February 13, 2026

More Resources

On farmers.gov, the Disaster Assistance Discovery Tool, Disaster Assistance-at-a-Glance fact sheet, and Loan Assistance Tool can help you determine program or loan options. To file a Notice of Loss or to ask questions about available programs, contact your local USDA Service Center.

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