Initial Statement of Beneficial Ownership (Form 3)

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

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(Print or Type Responses)

1. Name and Address of Reporting Person * BELL ERIC CHRISTOPHER 2. Date of Event Requiring Statement (Month/Day/Year) 02/05/2026 3. Issuer Name and Ticker or Trading Symbol MITEK SYSTEMS INC [MITK] (Last) (First) (Middle) 770 FIRST AVENUE, SUITE 425 4. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner __X__ Officer (give title below) _____ Other (specify below) Chief Accounting Officer 5. If Amendment, Date Original Filed (Month/Day/Year) (Street) SAN DIEGO, CA 92101 6. Individual or Joint/Group Filing (Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Beneficially Owned

1.Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5) Common Stock 53,515(1) D

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.			SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Performance Restricted Stock Units	(2)(3)(4)	(2)	Common Stock	24,560	(2)	D

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
BELL ERIC CHRISTOPHER 770 FIRST AVENUE SUITE 425 SAN DIEGO, CA 92101			Chief Accounting Officer

Signatures

/s/ Eric C. Bell		02/06/2026
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 5(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	Represents 13,667 shares of the Issuer's common stock owned outright by the reporting person, and 39,848 restricted stock units ("RSUs") granted under the Issuer's Amended and Restated 2020 Incentive Plan (the "2020 Plan"). RSUs vest over four years from the date of grant, with 25% of the shares subject to the award vesting on the first anniversary of the date of grant and an additional 25% of the shares vesting on each subsequent anniversary of the date of grant thereafter.
(2)	Represents the target number of performance restricted stock units that may settle pursuant to awards granted under the 2020 Plan (''Performance RSUs'') . 7,358 Performance RSUs vest upon the achievement of certain performance criteria over the three year period following the date of grant (each such year, a "Yearly Performance Period"), with 33% of target Performance RSUs, if any, vesting on each anniversary of the date of grant with respect to each applicable Yearly Performance Period. 17,202 Performance RSUs vest upon the achievement of certain performance criteria on the third anniversary of the date of grant.
(3)	Performance criteria for all Performance RSUs is the percentage increase in value of the Issuer's common stock compared to the percentage increase in value of the Russell 2000 Index over each performance period. The final potential payout will range from 50% to 200% of the number of awarded target Performance RSUs, based on an attainment between 75% to 125% compared to the Russell 2000 Index. The attainment below 75% will result in a 0% payout.
(4)	For the purpose of determining the percentage increase in value of the Issuer's common stock and the Russell 2000 Index, a hypothetical investment of $100 will be made in both the Issuer's common stock and the Russell 2000 Index with a purchase price equal to the average closing price of each for the 20-trading days or 40-trading days immediately preceding the start of the Performance Period (depending on the award). At the end of the Performance Period, the value of the hypothetical investments shall be determined by assuming the sale of each based on the average closing price of each from the immediately preceding 20-trading days or 40-trading days (depending on the award). The percentage change shall be determined by comparing the increase in value to the starting investment of $100.

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