OCC - Office of Comptroller of Currency

07/30/2026 | Press release | Distributed by Public on 07/30/2026 13:11

OCC Releases CRA Performance Evaluations for 14 National Banks and Federal Savings Associations

WASHINGTON-The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of July 1, 2026, through July 30, 2026.

Under the CRA, the OCC assesses an institution's record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with the safe and sound operation of such institution.

The list includes the national banks, federal savings associations, and insured federal branches of foreign banks that have received CRA ratings. Possible ratings assigned are outstanding, satisfactory, needs to improve, and substantial noncompliance. The CRA evaluations released are:

Institution City State CRA Rating
Desjardins Bank, National Association Hallandale Beach FL Satisfactory
Hinsdale Bank & Trust Company, National Association Hinsdale IL Outstanding
Midland FS & LA Bridgeview IL Needs to Improve
The First National Bank of Carmi Carmi IL Satisfactory
The First National Bank of Hutchinson Hutchinson KS Outstanding
First National Bank Damariscotta ME Satisfactory
Merchants Bank, National Association Winona MN Satisfactory
My Kind of Bank, National Association Ottertail MN Outstanding
The Citizens National Bank of Park Rapids Park Rapids MN Outstanding
Woodlands National Bank Hinckley MN Satisfactory
Waterford Bank, National Association Toledo OH Satisfactory
Kress National Bank Kress TX Satisfactory
Trinity Bank, National Association Fort Worth TX Satisfactory
John Deere Financial, f.s.b. Madison WI Satisfactory

The OCC's website offers access to a searchable list of all public CRA evaluations issued since April 1996. The OCC also publishes a list of institutions to be examined for compliance with the CRA.

To receive alerts for news releases announcing CRA performance evaluations, subscribe to OCC News email list.

OCC - Office of Comptroller of Currency published this content on July 30, 2026, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on July 30, 2026 at 19:11 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]