Pennsylvania Insurance Department Urges Pennsylvanians to Prioritize Heart Health, Preventive Services Covered by Health Insurance at No Cost | Insurance Department |[...]

Harrisburg, PA - As heart disease continues to be a leading cause of death in Pennsylvania, the Pennsylvania Insurance Department (PID) urges Pennsylvanians this American Heart Month to prioritize heart health by taking advantage of preventive services covered with no out-of-pocket costs by their health insurance.

"Too many Pennsylvanians delay care they're already entitled to out of fear of high costs," said Pennsylvania Insurance Commissioner Michael Humphreys. "Under the ACA, your health insurance coverage should make it easy for you and your family to access screenings, counseling, and other services that can help your heart stay healthy."

Most individual (for people who buy their own insurance) and group (for small businesses) commercial health insurance plans sold in Pennsylvania must meet the Affordable Care Act (ACA) requirements, along with other federal and state laws and regulations. PID protects Pennsylvanians by reviewing and analyzing health insurance policy forms and rates before they are sold on Pennsylvania's market to ensure they meet these laws and regulations and that the rates are not excessive, inadequate, or unfairly discriminatory. PID also monitors benefits offerings to ensure the commercial health insurance market works fairly for all Pennsylvanians.