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Mike Flood
12/11/2025 | Press release | Distributed by Public on 12/12/2025 09:41
Congressman Flood Highlights Key Provisions Included in Landmark ‘Housing for the 21st Century Act'
WASHINGTON, D.C. - Today, U.S. Congressman Mike Flood released a statement following the introduction of the historic "Housing for the 21st Century Act." The bill, introduced by Congressman Flood, Financial Services Committee Chairman French Hill, Ranking Member Maxine Waters, as well as Congressman Emanuel Cleaver is a broad array of legislation addressing the housing crisis in America, including several bills sponsored by Congressman Flood.
"As housing gets more expensive, the American Dream of homeownership is slipping away for working families. This package is the product of bipartisan work in the Financial Services Committee to address some of the core issues driving up the cost of housing. I want to thank Chairman Hill, Ranking Member Waters and my counterpart on the Housing and Insurance Subcommittee Ranking Member Emanuel Cleaver for working together to produce this strong, bipartisan package. I look forward to working with my colleagues to advance this legislation through the committee, move it across the House floor, and ultimately to get these critical reforms enacted into law."
Congressman Flood serves as Chairman of the Housing & Insurance Subcommittee as well as the Chair of the Republican Main Street Caucus.
More information on the Housing for the 21st Century Act can be read here. The bills that Congressman Flood previously introduced that are included in the Housing for the 21st Century Act are listed below:
The HOME Reform Act
"America is in the midst of a housing crisis as families struggle to live the American dream due to the shortage of millions of homes," said Congressman Flood. "The HOME program is a federal program that builds housing supply, but it has previously been weighed down by regulatory burdens that make it hard to build housing. The reforms in this legislation will result in more homebuilding across the country as we work to tackle our nation's housing shortage. From Columbus, Nebraska to Columbus, Ohio and beyond, local communities will have an unprecedented opportunity to build affordable homes and directly address the housing crisis gripping our nation."
The HOME Reform Act modernizes the HOME Investment Partnership Program by exempting projects from NEPA and Build America, Buy America requirements as well as establishing a "small project" exemption under Section 3 of the HUD Act of 1968. The bill raises income eligibility to 100% of area median income, extends the time communities have to commit funds, updates definitions of affordable single and multifamily housing, as well as allows funds to be used for infrastructure tied directly to new housing, such as sidewalks, sewers, and utility connections.
The HOME Reform Act modernizes the HOME Investment Partnership Program by exempting projects from NEPA and Build America, Buy America requirements as well as establishing a "small project" exemption under Section 3 of the HUD Act of 1968. The bill raises income eligibility to 100% of area median income, extends the time communities have to commit funds, updates definitions of affordable single and multifamily housing, as well as allows funds to be used for infrastructure tied directly to new housing, such as sidewalks, sewers, and utility connections.
Read the initial press release on the HOME Reform Act here. The bill was co-introduced by Housing & Insurance Subcommittee Ranking Member Emanuel Cleaver (D-MO).
The Housing Supply Frameworks Act
"We need an all-of-the-above approach to addressing America's housing crisis," said Congressman Flood. "To this end, the Housing Supply Frameworks Act helps establish suggested best practices for state and local governments across the country who want to break down barriers holding back development and innovation in housing and construction. This legislation is one small but important step towards bringing down the cost of housing and makes it more accessible and affordable to communities nationwide."
The House Supply Frameworks Act requires HUD to publish best practices and guidelines to assist communities in maintaining modern local and state zoning frameworks that support the production of adequate housing options at every income level.
Read the initial press release on the Housing Supply Frameworks Act here. The bill was co-introduced by Congresswoman Brittany Pettersen (D-CO).
The Identifying Regulatory Barriers to Housing Supply Act
"Housing affordability is a major concern for communities nationwide. As Chairman of the Housing and Insurance Subcommittee, I have remained focused on commonsense, consensus-building efforts to find meaningful solutions to America's housing crisis. This bipartisan bill helps accomplish that goal by shedding light on onerous local zoning and development policies so we can build more housing," said Congressman Flood.
The Identifying Regulatory barriers to Housing Supply Act requires communities that receive Community Development Block Grant (CDBG) program funds to submit to HUD information regarding their implementation of certain land-use policies, such as policies for expanding high-density single-family and multifamily zoning.
Read the initial press release on the Identifying Regulatory Barriers to Housing Supply Act here. The bill was co-introduced by Congresswoman Brittany Pettersen(D-CO).
The Streamlining Manufactured Housing Standards Act
"America has been grappling with a housing crisis and cutting red tape is one of the key tools to helping home builders create more housing," said Congressman Flood. "Manufactured homes have historically been built to a HUD code, and in order to make manufactured homes a cost-effective option for consumers we must ensure that HUD has primary authority over all manufactured housing standards."
The Streamlining Manufactured Housing Standards Act clarifies that the Department of Housing and Urban Development is the primary regulator as it relates to all manufactured housing building standards.
Read the initial press release on the Streamlining Manufactured Housing Starts Act here. The bill was co-introduced by Housing & Insurance Subcommittee Ranking Member Emanuel Cleaver (D-MO).
Unlocking Housing Supply Through Streamlined and Modernized Reviews Act
"The Unlocking Supply Through Streamlined and Modernized Reviews Act is an important step towards increasing housing supply in America," said Congressman Flood. "Environmental reviews can slow housing projects by months- or even years. Currently, those reviews are not properly tailored to the size and scale of housing projects. This legislation is a meaningful step towards fixing that problem."
The Unlocking Housing Supply Through Streamlined and Modernized Reviews Act streamlines the environmental review process for a range of Department of Housing and Urban Development building activities.
The Unlocking Housing Supply Through Streamlined and Modernized Reviews Act streamlines the environmental review process for a range of Department of Housing and Urban Development building activities.
Read the initial press release on the Unlocking Housing Supply Through Streamlined and Modernized Reviews Act here. The bill was co-introduced by Congressman Sam Liccardo (D-CA).
Mike Flood published this content on December 11, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on December 12, 2025 at 15:41 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]