Open Enrollment: Detailed guide and health insurance premiums now available

Open Enrollment is your once-a-year opportunity to choose the benefits that best meet the needs of you and your family. To ensure you're enrolled in your desired plans, all fully benefits-eligible employees mustcomplete Open Enrollment, even if you do not plan to make changes or waive coverage.

Open Enrollment will take place on My VU Benefitsbetween 12 a.m. CT Oct. 16, and 11:59 p.m. CT Oct. 31, 2025. You can make or change your elections as often as you would like during this time. Keep in mind, you must complete the entire enrollment processand submit your election and receive a confirmation number to ensure you have the benefits you want in place for 2026. Changes are not saved as you go, so if you do not complete the entire enrollment process, your elections will not be recorded.

Detailed Guide and Website Available

Get to know your options now in preparation for Open Enrollment. The Open Enrollment websiteis now live with the most up-to-date information for your 2026 benefit options. On the website, you can find helpful information such as:

• The 2026 Detailed Guide to Open Enrollment(will need VUnetID to open)
• Open Enrollment Frequently Asked Questions

Consider your choices carefully. Once open enrollment ends, you will not be able to make changes to your benefits unless you experience a qualifying life event, such as getting married or having a baby. Benefits selected during the enrollment period will begin Jan. 1, 2026.

What's Changed for 2026?

• New rewards program with HealthCare Bluebook. Earn cash rewards just for using high-quality, fair-price providers.
• New benefits- hospital indemnity insurance, critical illness insurance, and accident insurance.
• New partnership with New York Life for life, disability and AD&D insurance.
• Enhanced opportunity to enroll in disability coverage without evidence of insurability.

2026 Health Insurance Premiums

2026 monthly health insurance payroll premiums are now available on the Open Enrollment website. If you are paid bi-weekly or weekly, these amounts will be divided equally between all your paychecks.

As you consider your options, it is important to understand the broader health care landscape. Across the country, health care costs continue to rise, affecting both individuals and organizations. Vanderbilt remains committed to balancing these external challenges by working diligently to keep costs as low as possible for our employees while also ensuring you and your family have access to the comprehensive coverage and resources you need. We also continuously evaluate other savings options and additional offerings that can supplement existing coverages.

All fully benefits-eligible faculty and staff are required to participate in Open Enrollment for 2026. If you don't, you may not have the coverage you want next year.

Get Your VUnetID and Password Ready

Something you can do nowis to get your VUnetID and password ready! This is the same ID and password you use to log in to Oracle and other Vanderbilt systems. If you do not remember your VUnetID or your password, see the instructions below.

Access Issues?

If you cannot remember your password or need your VUnetID, call your IT support provider or the VUIT help desk (vu.edu/vunetIDhelp) and explain to the support provider that you have forgotten your password or VUnetID. This will likely result in IT placing your account into re-authentication.

If you need to reauthenticate, please contact the VUIT help desk (vu.edu/vunetIDhelp), call VUIT for assistance at 615-343-9999, or text at 844-436-1567.

If you do not have access to a computer or need help with the enrollment process, see your supervisor or contact People, Culture and Belonging.

If you have questions about Open Enrollment, visit vu.edu/oefor additional information, and don't forget to follow People, Culture and Belonging on LinkedIn and Instagram for more Open Enrollment updates.

Need Help?

• Go to vu.edu/oeto learn more about Open Enrollment, review the detailed guide or read the FAQs.
• Attend our Health Fair on Friday, Oct. 10 from 9 a.m. to 5 p.m. CT in the Central Library's Community Room to meet with representatives of our benefits vendors and learn more about all of the offerings at Vanderbilt.
• Attend a benefits lab with members of the Benefits Team from 7 a.m. to 5 p.m. CT on Thursday, Oct. 23, or Wednesday, Oct. 29, in Baker 1000 Training Room. During these labs, you'll be able to receive one-on-one help making your benefit selections and navigating Open Enrollment.
• Contact the Benefits Team at [email protected]or leave a detailed message at 615-343-4788 for a return call.