Sequoia Mortgage Trust 2013-7
11/04/2026 | Press release | Distributed by Public on 11/04/2026 08:46
Asset-Backed Issuer Distribution Report (Form 10-D)
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| STATEMENT TO NOTEHOLDERS |
| October 26, 2026 |
| TRANSACTION PARTIES | ||
| Depositor: | Sequoia Residential Funding, Inc. | |
| Trustee: | Wilmington Trust Company | |
| Master Servicer: | Wells Fargo Bank, N.A. | |
| Karen Schluter | Citibank, Agency and Trust | |
| (212) 816-5827 | 388 Greenwich Street Trading, 4th Floor | |
| [email protected] | New York, NY 10013 | |
| TABLE OF CONTENTS | ||
| 1. | Distribution Summary | 2 |
| 1.1. | Summary | 2 |
| 1.2. | Factors | 3 |
| 2. | Distribution Detail | 4 |
| 2.1. | Interest Detail | 4 |
| 2.2. | Interest Shortfall Detail | 5 |
| 2.3. | Principal Detail | 6 |
| 3. | Reconciliation Detail | 7 |
| 4. | Collateral Performance - Pool and Collections Summary | 8 |
| 5. | Stratification Detail | 9 |
| 6. | Collateral Performance - Delinquency and Loan Status History | 10 |
| 7. | Standard Prepayment and Default Information | 11 |
| 8. | Additional Reporting | 12 |
| 9. | Other Information | 13 |
| 10. | Notes | 14 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 1 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| DISTRIBUTION SUMMARY |
| October 26, 2026 |
| Accretion | |||||||||||
| & | |||||||||||
| Non-Cash | |||||||||||
| Accrual | Other | Balance | |||||||||
| Original | Prior | Pass-Through | Day | Interest | (As Interest) | Principal | Total | Realized Loss | Increase/ | Current | |
| Class | Balance | Balance | Rate | Count | Distributed | Distributed | Distributed | Distributed | /(Recovery) | (Decrease) | Balance |
| A-1 | 125,000,000.00 | 9,904,211.88 | 2.500000% | 30/360 | 20,633.77 | - | 43,665.83 | 64,299.60 | - | - | 9,860,546.05 |
| A-2 | 298,878,000.00 | 23,681,208.39 | 3.000000% | 30/360 | 59,203.02 | - | 104,406.06 | 163,609.08 | - | - | 23,576,802.33 |
| B-1 | 8,165,000.00 | 581,089.18 | 3.506444% | 30/360 | 1,697.96 | - | 10,910.80 | 12,608.76 | - | - | 570,178.38 |
| B-2 | 7,711,000.00 | 548,778.77 | 3.506444% | 30/360 | 1,603.55 | - | 10,304.12 | 11,907.67 | - | - | 538,474.65 |
| B-3 | 6,577,000.00 | 468,073.92 | 3.506444% | 30/360 | 1,367.73 | - | 8,788.77 | 10,156.50 | - | - | 459,285.15 |
| B-4 | 2,494,000.00 | 443,788.16 | 3.506444% | 30/360 | 1,296.77 | - | - | 1,296.77 | - | - | 443,788.16 |
| B-5 | 4,763,656.00 | 4,763,656.00 | 3.506444% | 30/360 | 13,919.59 | - | - | 13,919.59 | - | - | 4,763,656.00 |
| LT-R | - | - | 0.000000% | 31/360 | - | - | - | - | - | - | - |
| R | - | - | 0.000000% | 31/360 | - | - | - | - | - | - | - |
| Total | 453,588,656.00 | 40,390,806.30 | 99,722.39 | - | 178,075.58 | 277,797.97 | - | - | 40,212,730.72 | ||
| Notional | |||||||||||
| A-IO1 | 125,000,000.00 | 9,904,211.88 | 0.500000% | 30/360 | 4,126.75 | - | - | 4,126.75 | - | (43,665.83) | 9,860,546.05 |
| A-IO2 | 423,878,000.00 | 33,585,420.27 | 0.506444% | 30/360 | 14,174.28 | - | - | 14,174.28 | - | (148,071.89) | 33,437,348.38 |
| Total | 548,878,000.00 | 43,489,632.15 | 18,301.03 | - | - | 18,301.03 | - | (191,737.72) | 43,297,894.43 | ||
| Grand Total | 1,002,466,656 | 83,880,438.45 | 118,023.42 | - | 178,075.58 | 296,099.00 | - | (191,737.72) | 83,510,625.15 | ||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 2 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| DISTRIBUTION SUMMARY - FACTORS |
| October 26, 2026 |
| Accretion | |||||||||
| & | |||||||||
| Non-Cash | |||||||||
| Other | Balance | ||||||||
| Record | Interest | (As Interest) | Principal | Total | Realized Loss | Increase/ | Current | ||
| Class | CUSIP | Date | Distributed | Distributed | Distributed | Distributed | /(Recovery) | (Decrease) | Balance |
| A-1 | 81745CAA1 | 09/30/2026 | 0.16507016 | - | 0.34932664 | 0.51439680 | - | - | 78.88436840 |
| A-2 | 81745CAB9 | 09/30/2026 | 0.19808424 | - | 0.34932668 | 0.54741092 | - | - | 78.88436864 |
| A-IO1 | 81745CAC7 | 09/30/2026 | 0.03301400 | - | - | 0.03301400 | - | - | 78.88436840 |
| A-IO2 | 81745CAD5 | 09/30/2026 | 0.03343953 | - | - | 0.03343953 | - | - | 78.88436857 |
| B-1 | 81745CAM5 | 09/30/2026 | 0.20795591 | - | 1.33628904 | 1.54424495 | - | - | 69.83201225 |
| B-2 | 81745CAN3 | 09/30/2026 | 0.20795617 | - | 1.33628842 | 1.54424459 | - | - | 69.83201271 |
| B-3 | 81745CAG8 | 09/30/2026 | 0.20795652 | - | 1.33628858 | 1.54424510 | - | - | 69.83201308 |
| B-4 | 81745CAH6 | 09/30/2026 | 0.51995589 | - | - | 0.51995589 | - | - | 177.94232558 |
| B-5 | 81745CAJ2 | 09/30/2026 | 2.92203929 | - | - | 2.92203929 | - | - | 1,000.00000000 |
| LT-R | 81745CAL7 | 09/30/2026 | - | - | - | - | - | - | - |
| R | 81745CAK9 | 09/30/2026 | - | - | - | - | - | - | - |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 3 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| DISTRIBUTION INFORMATION - INTEREST DETAIL |
| October 26, 2026 |
| Rate | Interest | Shortfall | Paid | |||||||||
| Accrual | Net | Accreted/ | Non | Carry | ||||||||
| Class | Current | Next | Dates | Accrued | Deferred | Recovered | Forward | Accrued | Carry Forward | Total | ||
| A-1 | 2.50000% | 2.50000% | 09/25-10/24 | 20,633.77 | - | - | - | 20,633.77 | - | 20,633.77 | ||
| A-2 | 3.00000% | 3.00000% | 09/25-10/24 | 59,203.02 | - | - | - | 59,203.02 | - | 59,203.02 | ||
| B-1 | 3.50644% | 3.50653% | 09/25-10/24 | 1,697.96 | - | - | - | 1,697.96 | - | 1,697.96 | ||
| B-2 | 3.50644% | 3.50653% | 09/25-10/24 | 1,603.55 | - | - | - | 1,603.55 | - | 1,603.55 | ||
| B-3 | 3.50644% | 3.50653% | 09/25-10/24 | 1,367.73 | - | - | - | 1,367.73 | - | 1,367.73 | ||
| B-4 | 3.50644% | 3.50653% | 09/25-10/24 | 1,296.77 | - | - | - | 1,296.77 | - | 1,296.77 | ||
| B-5 | 3.50644% | 3.50653% | 09/25-10/24 | 13,919.59 | - | - | - | 13,919.59 | - | 13,919.59 | ||
| LT-R | 0.00000% | 0.00000% | 09/25-10/25 | - | - | - | - | - | - | - | ||
| R | 0.00000% | 0.00000% | 09/25-10/25 | - | - | - | - | - | - | - | ||
| Total | 99,722.39 | - | - | - | 99,722.39 | - | 99,722.39 | |||||
| Notional | ||||||||||||
| A-IO1 | 0.50000% | 0.50000% | 09/25-10/24 | 4,126.75 | - | - | - | 4,126.75 | - | 4,126.75 | ||
| A-IO2 | 0.50644% | 0.50653% | 09/25-10/24 | 14,174.28 | - | - | - | 14,174.28 | - | 14,174.28 | ||
| Total | 18,301.03 | - | - | - | 18,301.03 | - | 18,301.03 | |||||
| Grand Total | 118,023.42 | - | - | - | 118,023.42 | - | 118,023.42 | |||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 4 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| DISTRIBUTION INFORMATION - INTEREST SHORTFALL DETAIL |
| October 26, 2026 |
| Carry Forward Interest | ||||||
| Non-Recov | ||||||
| Class | Shortall | Prior | Int. on Prior | New | Paid | Outstanding |
| A-1 | - | - | - | - | - | - |
| A-2 | - | - | - | - | - | - |
| B-1 | - | - | - | - | - | - |
| B-2 | - | - | - | - | - | - |
| B-3 | - | - | - | - | - | - |
| B-4 | - | - | - | - | - | - |
| B-5 | - | 276.76 | - | - | - | 276.76 |
| LT-R | - | - | - | - | - | - |
| R | - | - | - | - | - | - |
| Total | - | 276.76 | - | - | - | 276.76 |
| Notional | ||||||
| A-IO1 | - | - | - | - | - | - |
| A-IO2 | - | - | - | - | - | - |
| Total | - | - | - | - | - | - |
| Grand Total | - | 276.76 | - | - | - | 276.76 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 5 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| DISTRIBUTION INFORMATION - PRINCIPAL DETAIL |
| October 26, 2026 |
| Accretion | ||||||||||
| & | ||||||||||
| Prior | Non-Cash | |||||||||
| Cumulative | Balance | Cumulative | ||||||||
| Prior | Realized | Scheduled | Unscheduled | Principal | Increase/ | Current | Realized | |||
| Class | Balance | Loss | Principal | Principal | Distributed | Realized Loss | (Recovery) | (Decrease) | Balance | Loss |
| A-1 | 9,904,211.88 | - | 39,320.18 | 4,345.66 | 43,665.83 | - | - | - | 9,860,546.05 | - |
| A-2 | 23,681,208.39 | - | 94,015.49 | 10,390.57 | 104,406.06 | - | - | - | 23,576,802.33 | - |
| B-1 | 581,089.18 | - | 9,824.95 | 1,085.85 | 10,910.80 | - | - | - | 570,178.38 | - |
| B-2 | 548,778.77 | - | 9,278.65 | 1,025.47 | 10,304.12 | - | - | - | 538,474.65 | - |
| B-3 | 468,073.92 | - | 7,914.11 | 874.66 | 8,788.77 | - | - | - | 459,285.15 | - |
| B-4 | 443,788.16 | - | - | - | - | - | - | - | 443,788.16 | - |
| B-5 | 4,763,656.00 | - | - | - | - | - | - | - | 4,763,656.00 | - |
| LT-R | - | - | - | - | - | - | - | - | - | - |
| R | - | - | - | - | - | - | - | - | - | - |
| Total | 40,390,806.30 | - | 160,353.38 | 17,722.21 | 178,075.58 | - | - | - | 40,212,730.72 | - |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 6 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| RECONCILIATION DETAIL |
| October 26, 2026 |
| SOURCE OF FUNDS | ALLOCATION OF FUNDS | |||||
| Interest Funds Available | Scheduled Fees | |||||
| Scheduled Interest | 127,111.40 | Master Servicing Fee | 175.03 | |||
| Uncompensated PPIS | 0.00 | Servicing Fee | 8,414.79 | |||
| Relief Act Shortfall | 0.00 | Trustee Fee | 40.40 | |||
| Losses in Excess of Principal Balance | 0.00 | Securities Administrator Fee | 457.76 | |||
| Stop Advance Interest | 0.00 | |||||
| Total Scheduled Fees | 9,087.98 | |||||
| Other Interest Reductions | 0.00 | |||||
| Additional Fees, Expenses, etc. | ||||||
| Total Interest Funds Available | 127,111.40 | Trust Fund Expenses | 0.00 | |||
| Principal Funds Available | Other Expenses | 0.00 | ||||
| Scheduled Principal | 160,353.37 | |||||
| Total Additional Fees, Expenses, etc. | - | |||||
| Curtailments | 17,722.21 | |||||
| Distributions | ||||||
| Curtailments Adjustments | 0.00 | |||||
| Interest Distribution | 118,023.42 | |||||
| Prepayments in Full | 0.00 | |||||
| Principal Distribution | 178,075.58 | |||||
| Liquidation Principal | 0.00 | |||||
| Repurchased Principal | 0.00 | Total Distributions | 296,099.00 | |||
| Other Principal | 0.00 | |||||
| Substitution Principal | 0.00 | |||||
| Principal Losses and Forgiveness | 0.00 | |||||
| Subsequent Recoveries / (Losses) | 0.00 | |||||
| Total Principal Funds Available | 178,075.58 | |||||
| Total Funds Available | 305,186.98 | |||||
| Total Funds Allocated | 305,186.98 | |||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 7 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| COLLATERAL PERFORMANCE - POOL AND COLLECTIONS SUMMARY |
| October 26, 2026 |
| Deal | Initial | Beginning | Ending | Initial | Beginning | Ending | ||
| Count | 595 | 82 | 82 | Remaining Term | 359 | 199 | 198 | |
| Scheduled | 453,588,656.25 | 40,390,806.55 | 40,212,730.97 | Gross Rate | 3.83351% | 3.77645% | 3.77653% | |
| Actual | 453,588,656.25 | 40,488,392.39 | 40,321,137.00 | Net Rate | 3.56351% | 3.50645% | 3.50653% | |
| Interest Bearing | 453,588,656.25 | 40,390,806.55 | 40,212,730.97 | |||||
| Principal Collections | Realized Losses | Interest Collections | ||||||
| Scheduled Principal | 160,353.37 | Principal Losses and | Scheduled Interest | 127,111.40 | ||||
| - | ||||||||
| Forgiveness | ||||||||
| Curtailments | 17,722.21 | Less: | ||||||
| Losses in Excess of Principal | ||||||||
| Curtailments Adjustments | - | - | Master Servicing Fee | 175.03 | ||||
| Balance | ||||||||
| Prepayments in Full | - | Subsequent (Recoveries) / | Servicing Fee | 8,414.79 | ||||
| - | ||||||||
| Losses | ||||||||
| Liquidation Principal | - | Trustee Fee | 40.40 | |||||
| Cumulative Realized Losses | - | |||||||
| Repurchased Principal | - | Securities Administrator Fee | 457.76 | |||||
| Other Principal | - | Uncompensated PPIS | - | |||||
| Substitution Principal | - | Relief Act Shortfall | - | |||||
| Principal Losses and Forgiveness | - | Other Expenses | - | |||||
| Subsequent Recoveries / (Losses) | - | Losses in Excess of Principal Balance | - | |||||
| Stop Advance Interest | - | |||||||
| Other Interest Reductions | - | |||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 8 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| STRATIFICATION DETAIL |
| October 26, 2026 |
| Loan Rate | |||||
| Asset | Ending Scheduled | % of | |||
| Loan Rate Range | Count | Balance | Agg.Bal. | WAC | WAM |
| 3.00 or Less | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 3.01 to 3.50 | 9 | 4,836,368.95 | 12.03 | 3.4535 | 197 |
| 3.51 to 4.00 | 71 | 34,458,552.75 | 85.69 | 3.8112 | 197 |
| 4.01 to 4.50 | 2 | 917,809.27 | 2.28 | 4.1770 | 198 |
| 4.51 to 5.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 5.01 to 5.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 5.51 to 6.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 6.01 to 6.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 6.51 to 7.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 7.01 to 7.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 7.51 to 8.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 8.01 or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| Total | 82 | 40,212,730.97 | 100.00 | 3.7765 | 197 |
| Ending Schedule Balance | |||||
| Ending Schedule Balance | Asset | Ending Scheduled | % of | ||
| Range | Count | Balance | Agg.Bal. | WAC | WAM |
| 1 to 200,000 | 2 | 118,398.69 | 0.29 | 3.7500 | 198 |
| 200,001 to 400,000 | 21 | 7,317,507.78 | 18.20 | 3.8074 | 197 |
| 400,001 to 600,000 | 43 | 21,478,490.39 | 53.41 | 3.7799 | 197 |
| 600,001 to 800,000 | 14 | 9,399,467.43 | 23.37 | 3.7512 | 198 |
| 800,001 to 1,000,000 | 2 | 1,898,866.68 | 4.72 | 3.7467 | 198 |
| 1,000,001 to 1,200,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,200,001 to 1,400,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,400,001 to 1,600,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,600,001 to 1,800,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,800,001 to 2,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 2,000,001 or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| Total | 82 | 40,212,730.97 | 100.00 | 3.7765 | 197 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 9 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| COLLATERAL PERFORMANCE - DELINQUENCY AND LOAN STATUS HISTORY |
| October 26, 2026 |
| Delinquent | ||||||||||||||||||
| (Does not include loans in Bankruptcy, Foreclosure, or REO) | ||||||||||||||||||
| 30 Day | 60 Day | 90 Day | 120 Day | 150 Day | 180+ Day | Bankruptcy | Foreclosure | REO | ||||||||||
| Distribution | ||||||||||||||||||
| Date | Count | Balance | Count | Balance | Count Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 295,373 | 0 | 0 | 0 | 0 | |
| 10/26/2026 | ||||||||||||||||||
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.22% | 0.74% | 0.00% | 0.00% | 0.00% | 0.00% | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 297,666 | 0 | 0 | 0 | 0 | |
| 09/25/2026 | ||||||||||||||||||
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.22% | 0.74% | 0.00% | 0.00% | 0.00% | 0.00% | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 299,952 | 0 | 0 | 0 | 0 | |
| 08/25/2026 | ||||||||||||||||||
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.22% | 0.74% | 0.00% | 0.00% | 0.00% | 0.00% | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 302,231 | 0 | 0 | 0 | 0 | |
| 07/27/2026 | ||||||||||||||||||
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.22% | 0.74% | 0.00% | 0.00% | 0.00% | 0.00% | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 304,503 | 0 | 0 | 0 | 0 | |
| 06/25/2026 | ||||||||||||||||||
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.21% | 0.73% | 0.00% | 0.00% | 0.00% | 0.00% | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 306,767 | 1 | 426,502 | 0 | 0 | |
| 05/26/2026 | ||||||||||||||||||
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.19% | 0.73% | 1.19% | 1.01% | 0.00% | 0.00% | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 427,997 | 0 | 0 | 1 | 309,024 | 0 | 0 | 0 | 0 | |
| 04/27/2026 | ||||||||||||||||||
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.16% | 0.99% | 0.00% | 0.00% | 1.16% | 0.72% | 0.00% | 0.00% | 0.00% | 0.00% | |
| 0 | 0 | 0 | 0 | 0 | 0 | 1 | 429,488 | 0 | 0 | 0 | 0 | 1 | 311,274 | 0 | 0 | 0 | 0 | |
| 03/25/2026 | ||||||||||||||||||
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.16% | 0.99% | 0.00% | 0.00% | 0.00% | 0.00% | 1.16% | 0.72% | 0.00% | 0.00% | 0.00% | 0.00% | |
| 0 | 0 | 0 | 0 | 1 | 430,975 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 313,516 | 0 | 0 | 0 | 0 | |
| 02/25/2026 | ||||||||||||||||||
| 0.00% | 0.00% | 0.00% | 0.00% | 1.16% | 0.99% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.16% | 0.72% | 0.00% | 0.00% | 0.00% | 0.00% | |
| 0 | 0 | 1 | 432,456 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| 01/26/2026 | ||||||||||||||||||
| 0.00% | 0.00% | 1.16% | 0.99% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| 1 | 433,933 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| 12/26/2025 | ||||||||||||||||||
| 1.15% | 0.98% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| 11/25/2025 | ||||||||||||||||||
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 10 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| STANDARD PREPAYMENT AND DEFAULT INFORMATION |
| October 26, 2026 |
| Wtd. Avg. | Current | ||||||||||
| Payment | Age | Collateral | Scheduled | Unscheduled | Liquidation | ||||||
| Date | (Months) | Balance | Principal | Principal | Principal | SMM | CPR | PSA | MDR | CDR | SDA |
| 26-Oct-2026 | 162.07 | 40,212,730.97 | 160,353.37 | 17,722.21 | - | 0.044% | 0.527% | 9% | 0.000% | 0.000% | 0% |
| 25-Sep-2026 | 161.07 | 40,390,806.55 | 159,812.30 | 11,947.12 | - | 0.030% | 0.354% | 6% | 0.000% | 0.000% | 0% |
| 25-Aug-2026 | 160.07 | 40,562,565.97 | 159,294.45 | 5,373.42 | - | 0.013% | 0.159% | 3% | 0.000% | 0.000% | 0% |
| 27-Jul-2026 | 159.07 | 40,727,233.84 | 161,244.59 | 695,621.74 | - | 1.679% | 18.391% | 307% | 0.000% | 0.000% | 0% |
| 25-Jun-2026 | 158.07 | 41,584,100.17 | 162,213.05 | 433,516.67 | - | 1.032% | 11.702% | 195% | 0.000% | 0.000% | 0% |
| 26-May-2026 | 157.07 | 42,179,829.89 | 167,346.26 | 705,222.67 | - | 1.644% | 18.043% | 301% | 0.000% | 0.000% | 0% |
| 27-Apr-2026 | 156.07 | 43,052,398.82 | 166,747.62 | 22,838.69 | - | 0.053% | 0.634% | 11% | 0.000% | 0.000% | 0% |
| 25-Mar-2026 | 155.07 | 43,241,985.13 | 165,997.80 | 70,518.49 | - | 0.163% | 1.936% | 32% | 0.000% | 0.000% | 0% |
| 25-Feb-2026 | 154.07 | 43,478,501.42 | 165,455.72 | 6,570.87 | - | 0.015% | 0.181% | 3% | 0.000% | 0.000% | 0% |
| 26-Jan-2026 | 153.07 | 43,650,528.01 | 166,740.40 | 486,278.53 | - | 1.102% | 12.449% | 207% | 0.000% | 0.000% | 0% |
| 26-Dec-2025 | 152.08 | 44,303,546.94 | 167,514.58 | 391,648.03 | - | 0.876% | 10.023% | 167% | 0.000% | 0.000% | 0% |
| 25-Nov-2025 | 151.07 | 44,862,709.55 | 168,013.34 | 323,537.31 | - | 0.716% | 8.262% | 138% | 0.000% | 0.000% | 0% |
| 27-Oct-2025 | 150.07 | 45,354,260.20 | 167,369.02 | 36,536.22 | - | 0.080% | 0.962% | 16% | 0.000% | 0.000% | 0% |
| SMM (Single Month Mortality) = (Beginning Balance - Ending Balance - Scheduled Principal) / (Beginning Balance - Scheduled Principal) | MDR (Monthly Default Rate) = Beginning Balance of Liquidated Asset / Total Beginning Balance | ||||||||||
| CPR (Constant Prepayment Rate) = 1 - ((1-SMM)^12) | CDR (Conditional Default Rate) = 1 - ((1-MDR)^12) | ||||||||||
| PSA (Public Securities Association) = CPR / (min(.2% * Age, 6%)) | SDA (Standard Default Assumption) = CDR / (min(.2% * Age, 6%)) | ||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 11 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| ADDITIONAL REPORTING |
| October 26, 2026 |
| Amount Remaining Funds |
| 296,099.00 |
| Waterfall Detail | ||
| Available Distribution Amount | ||
| Senior Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -98,137.82 | 197,961.18 |
| Senior Certificates, the Senior Principal Distribution Amount | -148,071.89 | 49,889.29 |
| Class B-1 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -1,697.96 | 48,191.33 |
| Class B-1 Certificates, the Subordinate Principal Distribution Amount | -10,910.80 | 37,280.53 |
| Class B-2 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -1,603.55 | 35,676.98 |
| Class B-2 Certificates, the Subordinate Principal Distribution Amount | -10,304.12 | 25,372.86 |
| Class B-3 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -1,367.73 | 24,005.13 |
| Class B-3 Certificates, the Subordinate Principal Distribution Amount | -8,788.77 | 15,216.36 |
| Class B-4 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -1,296.77 | 13,919.59 |
| Class B-4 Certificates, the Subordinate Principal Distribution Amount | 0.00 | 13,919.59 |
| Class B-5 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -13,919.59 | 0.00 |
| Class B-5 Certificates, the Subordinate Principal Distribution Amount | 0.00 | 0.00 |
| Class LT-R and R Certificates, any remaining amounts | 0.00 | 0.00 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 12 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| OTHER INFORMATION |
| October 26, 2026 |
| Principal Percentages | |
| Senior Percentage | 83.151150% |
| Subordinate Percentage | 16.848850% |
| Senior Prepayment Percentage | 83.151150% |
| Subordinate Prepayment Percentage | 16.848850% |
| Other Information | |
| Step-Down Test satisfied? | Y |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 13 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| NOTES | |
| No Notes available for this deal at this time. |
| October 26, 2026 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 14 of 14 | © Copyright 2026 Citigroup |
Sequoia Mortgage Trust 2013-7 published this content on November 04, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on November 04, 2026 at 14:46 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]