Certified Financial Planner Board of Standards Inc.

07/12/2026 | Press release | Archived content

The 401(k) Decision Boomers and Gen Xers Regret the Most

Recent surveys show that many Boomers and Gen Xers share similar retirement planning regrets, particularly around delaying financial decisions that could have strengthened their long-term security. CFP Board research, Lessons Learned: A Survey of American Gen Xers, found that nearly half of respondents believe financial mistakes have cost them at least $100,000 over their lifetimes, with many pointing to waiting too long to plan and save for retirement, missing years of potential investment growth and compounding.

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Kristin Hitchcock July 12, 2026
Certified Financial Planner Board of Standards Inc. published this content on July 12, 2026, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on July 29, 2026 at 17:35 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]