12/22/2025 | Press release | Distributed by Public on 12/22/2025 14:12
Nissan Auto Receivables 2022-A Owner Trust
Servicer's Certificate
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Collection Period |
30-Nov-25 | 30/360 Days | 30 | Collection Period Start | 1-Nov-25 | |||||||||||
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Distribution Date |
15-Dec-25 | Actual/360 Days | 28 | Collection Period End | 30-Nov-25 | |||||||||||
| Prior Month Settlement Date | 17-Nov-25 | |||||||||||||||
| Current Month Settlement Date | 15-Dec-25 |
| Coupon Rate | Initial Balance | Beginning Balance | Ending Balance | Pool Factor | ||||||||||||||||
|
Pool Balance |
1,142,065,005.32 | 114,565,970.93 | 104,207,704.88 | 0.100039 | ||||||||||||||||
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Yield Supplement Overcollaterization |
100,398,337.54 | 3,124,537.32 | 2,711,089.98 | |||||||||||||||||
|
Total Adjusted Pool Balance |
1,041,666,667.78 | 111,441,433.61 | 101,496,614.90 | |||||||||||||||||
|
Total Adjusted Securities |
1,041,666,667.78 | 111,441,433.61 | 101,496,614.90 | 0.097437 | ||||||||||||||||
|
Class A-1 Notes |
0.49597 | % | 180,000,000.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
|
Class A-2a Notes |
1.32000 | % | 365,000,000.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
|
Class A-2b Notes |
0.00000 | % | 0.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
|
Class A-3 Notes |
1.86000 | % | 365,000,000.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
|
Class A-4 Notes |
2.07000 | % | 90,000,000.00 | 69,774,765.83 | 59,829,947.12 | 0.664777 | ||||||||||||||
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Certificates |
0.00000 | % | 41,666,667.78 | 41,666,667.78 | 41,666,667.78 | 1.000000 | ||||||||||||||
|
Principal Payment |
Interest Payment |
Principal per $1000 Face Amount |
Interest per $1000 Face Amount |
|||||||||||||||||
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Class A-1 Notes |
0.00 | 0.00 | - | - | ||||||||||||||||
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Class A-2a Notes |
0.00 | 0.00 | - | - | ||||||||||||||||
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Class A-2b Notes |
0.00 | 0.00 | - | - | ||||||||||||||||
|
Class A-3 Notes |
0.00 | 0.00 | - | - | ||||||||||||||||
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Class A-4 Notes |
9,944,818.71 | 120,361.47 | 110.4979857 | 1.3373497 | ||||||||||||||||
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Certificates |
0.00 | 0.00 | - | - | ||||||||||||||||
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Total Securities |
9,944,818.71 | 120,361.47 | ||||||||||||||||||
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I. COLLECTIONS |
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Interest: |
||||||||||||||||||||
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Interest Collections |
133,544.79 | |||||||||||||||||||
|
Repurchased Loan Proceeds Related to Interest |
0.00 | |||||||||||||||||||
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Total Interest Collections |
133,544.79 | |||||||||||||||||||
|
Principal: |
||||||||||||||||||||
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Principal Collections |
10,326,898.21 | |||||||||||||||||||
|
Repurchased Loan Proceeds Related to Principal |
0.00 | |||||||||||||||||||
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Total Principal Collections |
10,326,898.21 | |||||||||||||||||||
|
Recoveries of Defaulted Receivables |
94,874.69 | |||||||||||||||||||
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Total Collections |
10,555,317.69 | |||||||||||||||||||
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II. COLLATERAL POOL BALANCE DATA |
||||||||||||||||||||
| Number | Amount | |||||||||||||||||||
|
Adjusted Pool Balance - Beginning of Period |
18,974 | 111,441,433.61 | ||||||||||||||||||
|
Total Principal Payment |
9,944,818.71 | |||||||||||||||||||
| 18,266 | 101,496,614.90 | |||||||||||||||||||
Nissan Auto Receivables 2022-A Owner Trust
Servicer's Certificate
|
III. DISTRIBUTIONS |
||||
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Total Collections |
10,555,317.69 | |||
|
Reserve Account Draw |
0.00 | |||
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Total Available for Distribution |
10,555,317.69 | |||
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1. Reimbursement of Advance |
0.00 | |||
|
2. Servicing Fee: |
||||
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Servicing Fee Due |
95,471.64 | |||
|
Servicing Fee Paid |
95,471.64 | |||
|
Servicing Fee Shortfall |
0.00 | |||
|
3. Interest: |
||||
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Class A-1 Notes Monthly Interest |
||||
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Class A-1 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-1 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-1 Notes Monthly Interest Distributable Amount |
0.00 | |||
|
Class A-1 Notes Monthly Interest Paid |
0.00 | |||
|
Change in Class A-1 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-2a Notes Monthly Interest |
||||
|
Class A-2a Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-2a Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-2a Notes Monthly Interest Distributable Amount |
0.00 | |||
|
Class A-2a Notes Monthly Interest Paid |
0.00 | |||
|
Change in Class A-2a Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-2b Notes Monthly Interest |
||||
|
Class A-2b Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-2b Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-2b Notes Monthly Interest Distributable Amount |
0.00 | |||
|
Class A-2b Notes Monthly Interest Paid |
0.00 | |||
|
Change in Class A-2b Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-3 Notes Monthly Interest |
||||
|
Class A-3 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-3 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-3 Notes Monthly Interest Distributable Amount |
0.00 | |||
|
Class A-3 Notes Monthly Interest Paid |
0.00 | |||
|
Change in Class A-3 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-4 Notes Monthly Interest |
||||
|
Class A-4 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-4 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-4 Notes Monthly Interest Distributable Amount |
120,361.47 | |||
|
Class A-4 Notes Monthly Interest Paid |
120,361.47 | |||
|
Change in Class A-4 Notes Interest Carryover Shortfall |
0.00 | |||
Nissan Auto Receivables 2022-A Owner Trust
Servicer's Certificate
|
Total Note Monthly Interest |
||||||||
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Total Note Monthly Interest Due |
120,361.47 | |||||||
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Total Note Monthly Interest Paid |
120,361.47 | |||||||
|
Total Note Interest Carryover Shortfall |
0.00 | |||||||
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Change in Total Note Interest Carryover Shortfall |
0.00 | |||||||
|
Total Available for Principal Distribution |
10,339,484.58 | |||||||
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4. Total Monthly Principal Paid on the Notes |
9,944,818.71 | |||||||
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Total Noteholders' Principal Carryover Shortfall |
0.00 | |||||||
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Total Noteholders' Principal Distributable Amount |
9,944,818.71 | |||||||
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Change in Total Noteholders' Principal Carryover Shortfall |
0.00 | |||||||
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5. Total Monthly Principal Paid on the Certificates |
0.00 | |||||||
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Total Certificateholders' Principal Carryover Shortfall |
0.00 | |||||||
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Total Certificateholders' Principal Distributable Amount |
0.00 | |||||||
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Change in Total Certificateholders' Principal Carryover Shortfall |
0.00 | |||||||
|
Remaining Available Collections |
394,665.87 | |||||||
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Deposit from Remaining Available Collections to fund Reserve Account |
0.00 | |||||||
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Remaining Available Collections Released to Certificateholder |
394,665.87 | |||||||
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V. RESERVE ACCOUNT |
||||||||
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Initial Reserve Account Amount |
2,604,166.67 | |||||||
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Required Reserve Account Amount |
2,604,166.67 | |||||||
|
Beginning Reserve Account Balance |
2,604,166.67 | |||||||
|
Deposit of Remaining Available Collections |
0.00 | |||||||
|
Ending Reserve Account Balance |
2,604,166.67 | |||||||
|
Required Reserve Account Amount for Next Period |
2,604,166.67 | |||||||
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VI. POOL STATISTICS |
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Weighted Average Coupon |
1.50 | % | ||||||
|
Weighted Average Remaining Maturity |
15.82 | |||||||
| Amount | Number | |||||||
|
Principal on Defaulted Receivables |
31,367.84 | 7 | ||||||
|
Principal Recoveries of Defaulted Receivables |
94,874.69 | |||||||
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Monthly Net Losses |
(63,506.85 | ) | ||||||
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Pool Balance at Beginning of Collection Period |
114,565,970.93 | |||||||
|
Net Loss Ratio for Third Preceding Collection Period |
0.55 | % | ||||||
|
Net Loss Ratio for Second Preceding Collection Period |
1.15 | % | ||||||
|
Net Loss Ratio for Preceding Collection Period |
-0.21 | % | ||||||
|
Net Loss Ratio for Current Collection Period |
-0.67 | % | ||||||
|
Four-Month Average Net Loss Ratio |
0.21 | % | ||||||
|
Cumulative Net Losses for all Periods |
2,090,680.78 | |||||||
Nissan Auto Receivables 2022-A Owner Trust
Servicer's Certificate
| Amount | Number |
% of Receivables (EOP Balance) |
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|
Delinquent Receivables: |
||||||||||||
|
31-60 Days Delinquent |
1,192,324.23 | 142 | 1.14 | % | ||||||||
|
61-90 Days Delinquent |
264,899.63 | 32 | 0.25 | % | ||||||||
|
91-120 Days Delinquent |
29,289.43 | 3 | 0.03 | % | ||||||||
|
More than 120 Days |
0.00 | 0 | 0.00 | % | ||||||||
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Total 31+ Days Delinquent Receivables: |
1,486,513.29 | 177 | 1.43 | % | ||||||||
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61+ Days Delinquencies as Percentage of Receivables (EOP): |
||||||||||||
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Delinquency Ratio for Third Preceding Collection Period |
0.33 | % | 0.23 | % | ||||||||
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Delinquency Ratio for Second Preceding Collection Period |
0.17 | % | 0.13 | % | ||||||||
|
Delinquency Ratio for Preceding Collection Period |
0.17 | % | 0.13 | % | ||||||||
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Delinquency Ratio for Current Collection Period |
0.28 | % | 0.19 | % | ||||||||
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Four-Month Average Delinquency Ratio |
0.24 | % | 0.17 | % | ||||||||
|
60 Day Delinquent Receivables |
320,187.15 | |||||||||||
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Delinquency Percentage |
0.31 | % | ||||||||||
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Delinquency Trigger |
4.90 | % | ||||||||||
|
Does the Delinquency Percentage exceed the Delinquency Trigger? |
No | |||||||||||
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Principal Balance of Extensions |
645,639.06 | |||||||||||
|
Number of Extensions |
68 | |||||||||||
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VII. STATEMENTS TO NOTEHOLDERS |
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1. Has there been a material change in practices with respect to charge-offs, collection and management of delinquent Receivables, and the effect of any grace period, re-aging, re-structuring, partial payments or other practices on delinquency and loss experience? |
NO | |||||||||||
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2. Have there been any material breaches of representations, warranties or covenants contained in the Receivables? |
NO | |||||||||||
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3. Has there been an issuance of notes or other securities backed by the Receivables? |
NO | |||||||||||
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4. Has there been a material change in the underwriting, origination or acquisition of Receivables? |
NO | |||||||||||