ACRES COMMERCIAL REALTY CORP.

REPORTS RESULTS FOR

FOURTH QUARTER 2025 AND YEAR ENDED DECEMBER 31, 2025

Uniondale, NY, March 4, 2026 - ACRES Commercial Realty Corp. (NYSE: ACR) ("ACR" or the "Company"), a real estate investment trust that is primarily focused on originating, holding and managing commercial real estate mortgage loans and equity investments in commercial real estate property through direct ownership and joint ventures, today reported results for the quarter and year ended December 31, 2025. ACR's GAAP net loss allocable to common shares was $3.0 million or $(0.43) per share-diluted, for the quarter ended December 31, 2025.

"The ACRES origination team was extremely active during the fourth quarter, adding $571 million of high-quality loans to our portfolio. Origination momentum continued into the first quarter of this year, which led to the closing of a $1 billion CRE CLO in February," said Mark Fogel, President and Chief Executive Office of ACRES Commercial Realty Corp. "Our exceptional asset management team continued to build on their successful track record. We are now down to a handful of watchlist assets, all of which have plans in place to produce positive outcomes. As we look ahead, our plan is to continue to grow the portfolio and earnings by providing loans to best-in-class sponsors in top markets across the United States."

ACR issued a full, detailed presentation of its results for the quarter and year ended December 31, 2025 that can be viewed at www.acresreit.com.

Earnings Call Details

ACR will host a live conference call on March 5, 2026 at 10:00 a.m. Eastern Time to discuss its fourth quarter 2025 operating results. The conference call can be accessed by dialing 1-800-267-6316 (U.S. domestic) or 1-203-518-9783 (International), Conference ID ACRES or from the investor relations section of the Company's website at www.acresreit.com.

For those unable to listen to the live conference call, a replay will be available on the Company's website and telephonically through March 19, 2026 by dialing 1-844-512-2921 (U.S. domestic) or 1-412-317-6671 (International), with the passcode 11160508.

About ACRES Commercial Realty Corp.

ACRES Commercial Realty Corp. is a real estate investment trust that is primarily focused on originating, holding and managing commercial real estate mortgage loans and equity investments in commercial real estate properties through direct ownership and joint ventures. The Company is externally managed by ACRES Capital, LLC, a subsidiary of ACRES Capital Corp., a private commercial real estate lender exclusively dedicated to nationwide middle market commercial real estate lending with a focus on multifamily, student housing, hospitality, industrial and office property in top U.S. markets. For more information, please visit the Company's website at www.acresreit.com or contact investor relations at [email protected].