July 24, 2026 Comment Letter on “Enterprise Duty to Serve Underserved Markets”

July 24, 2026

On July 24, USMI submitted a comment letter in response to the U.S. Federal Housing (FHFA) Notice of Proposed Rulemaking (NPR) on "Enterprise Duty to Serve Underserved Markets." USMI supports FHFA's consideration of advances in manufactured housing and the opportunity to better serve homebuyers who purchase it. Additionally, USMI recommends that FHFA incorporate private MI and primary first-loss credit enhancement into the safety and soundness evaluation for any new product or activity to ensure that homebuyers are affordably and sustainably served, while private capital absorbs credit losses. Click here to read the full letter.