Citizens Private Bank Launches Innovative Private Stock Lending Solution

10/09/2025

Citizens Private Bank Launches Innovative Private Stock Lending Solution

Offering builds on Citizens for Startups platform helping entrepreneurs unlock value of their equity before an exit

PROVIDENCE, R.I. (October 9, 2025) - Founders and employees of private companies may now utilize the value of their company equity without waiting for a traditional liquidity event such as an IPO or acquisition by accessing Citizens Private Bank's new Private Stock Lending solution. This unique offering provides clients with greater opportunities to pursue personal financial goals and start building their future today by leveraging the equity they have earned in their companies.

Through Private Stock Lending, eligible Citizens Private Bank clients can leverage their private company equity to secure:

• Custom mortgage solutions for buying their dream home
• Construction lending to bring personal visions to life
• Personal lines of credit providing flexibility for cash management or exercising stock options

Founders and employees dedicate years of their lives building their companies but face challenges accessing the value of their equity until an exit," said Garret Spiecker, Senior Managing Director, Citizens Private Bank. "With our new Private Stock Lending offering, we're eliminating those barriers and empowering entrepreneurs to utilize their equity today and remain focused on building for tomorrow."

This new solution is offered as part of Citizens for Startups, a platform that delivers tailored solutions, dedicated startup bankers, and white-glove service for early-stage founders. Together, these offerings reinforce Citizens' role as a trusted financial partner within the startup ecosystem, serving clients nationwide in key innovation hubs including Silicon Valley, San Francisco, Southern California, New York and Boston.

About Citizens Financial Group, Inc. Citizens Financial Group, Inc. is one of the nation's oldest and largest financial institutions, with $218.3 billion in assets as of June 30, 2025. Headquartered in Providence, Rhode Island, Citizens offers a broad range of retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions. Citizens helps its customers reach their potential by listening to them and by understanding their needs in order to offer tailored advice, ideas and solutions. In Consumer Banking, Citizens provides an integrated experience that includes mobile and online banking, a full-service customer contact center and the convenience of approximately 3,000 ATMs and approximately 1,000 branches in 14 states and the District of Columbia. Consumer Banking products and services include a full range of banking, lending, savings, wealth management and small business offerings. In Commercial Banking, Citizens offers a broad complement of financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, interest rate and commodity risk management solutions, as well as loan syndication, corporate finance, merger and acquisition, and debt and equity capital markets capabilities. More information is available at https://www.citizensbank.com or visit us on X, LinkedIn or Facebook.