Statement of Changes in Beneficial Ownership (Form 4)

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person * HRTG GPE, LLC 2. Issuer Name and Ticker or Trading Symbol Kardigan, Inc. [KARD] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director __X__ 10% Owner _____ Officer (give title below) _____ Other (specify below) (Last) (First) (Middle) 5237 HHR RANCH RD, SUITE 2, 3. Date of Earliest Transaction (Month/Day/Year) 06/17/2026 (Street) WILSON, WY 83014 4. If Amendment, Date Original Filed (Month/Day/Year) 6. Individual or Joint/Group Filing (Check Applicable Line) ___ Form filed by One Reporting Person _X_ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1.Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Common Stock 06/17/2026 C 2,050,166 A (1) 2,050,166 I HRTG CIF 2024, L.P.(2) Common Stock 06/17/2026 C 6,150,502 A (1) 6,150,502 I HRTG PV, L.P.(2) Common Stock 06/17/2026 C 3,242,993 A (1) 9,393,495 I HRTG PV, L.P.(2) Common Stock 06/17/2026 C 2,348,373 A (1) 11,741,868 I HRTG PV, L.P.(2)

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 3)

2. Conversion or Exercise Price of Derivative Security

3. Transaction Date (Month/Day/Year)

3A. Deemed Execution Date, if any (Month/Day/Year)

4. Transaction Code (Instr. 8)

5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5)

6. Date Exercisable and Expiration Date (Month/Day/Year)

7. Title and Amount of Underlying Securities (Instr. 3 and 4)

8. Price of Derivative Security (Instr. 5)

9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)

10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)

11. Nature of Indirect Beneficial Ownership (Instr. 4)

Code

V

(A)

(D)

Date Exercisable

Expiration Date

Title

Amount or Number of Shares

Series A Redeemable Convertible Preferred Stock

(1)

06/17/2026

C

1,287,146

(1)

(1)

Common Stock

2,050,166

(1)

0

I

HRTG CIF 2024, L.P.(2)

Series A Redeemable Convertible Preferred Stock

(1)

06/17/2026

C

3,861,440

(1)

(1)

Common Stock

6,150,502

(1)

0

I

HRTG PV, L.P.(2)

Series B Redeemable Convertible Preferred Stock

(1)

06/17/2026

C

2,036,033

(1)

(1)

Common Stock

3,242,993

(1)

0

I

HRTG PV, L.P.(2)

Series B-1 Redeemable Convertible Preferred Stock

(1)

06/17/2026

C

1,474,368

(1)

(1)

Common Stock

2,348,373

(1)

0

I

HRTG PV, L.P.(2)

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
HRTG GPE, LLC 5237 HHR RANCH RD, SUITE 2 WILSON, WY 83014		X
HRTG PV, L.P. C/O HRTG GPE, LLC 5237 HHR RANCH RD, SUITE 2 WILSON, WY 83014		X
SCHF CIF 2024, L.P. C/O HRTG GPE, LLC 5237 HHR RANCH RD, SUITE 2 WILSON, WY 83014		X
Kelly Kevin Anthony C/O HRTG GPE, LLC 5237 HHR RANCH RD, SUITE 2 WILSON, WY 83014		X
Johnson Keith Bryon C/O HRTG GPE, LLC 5237 HHR RANCH RD, SUITE 2 WILSON, WY 83014		X

Signatures

HRTG GPE, LLC, By: /s/ Kevin Anthony Kelly, Managing Member of HRTG GPE, LLC		06/22/2026
**Signature of Reporting Person		Date
HRTG PV, L.P., By: HRTG GPE, LLC, its General Partner, By: /s/ Kevin Anthony Kelly, Managing Member of HRTG GPE, LLC		06/22/2026
**Signature of Reporting Person		Date
HRTG CIF 2024, L.P., By: HRTG GPE, LLC, its General Partner, By: /s/ Kevin Anthony Kelly, Managing Member of HRTG GPE, LLC		06/22/2026
**Signature of Reporting Person		Date
By: /s/ Kevin Anthony Kelly		06/22/2026
**Signature of Reporting Person		Date
By: /s/ Keith Bryon Johnson		06/22/2026
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 4(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	Each share of Series A Redeemable Convertible Preferred Stock, Series B Redeemable Convertible Preferred Stock and Series B-1 Redeemable Convertible Preferred Stock was convertible into shares of the Issuer's Common Stock on a 1.5928-to-1 basis with no expiration date. All shares of Series A Redeemable Convertible Preferred Stock, Series B Redeemable Convertible Preferred Stock and Series B-1 Redeemable Convertible Preferred Stock automatically converted on a 1.5928-to-1 basis into shares of Common Stock without the payment of additional consideration at the time the Issuer's registration statement on Form S-1 was declared effective by the Securities and Exchange Commission.
(2)	HRTG GPE, LLC ("HRTG") is the general partner of each of HRTG PV, L.P. and HRTG CIF 2024, L.P. Keith Johnson and Kevin Kelly each serve as a Managing Member of HRTG.

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