This Amendment No. 1 on Form 10-K/A (the "Amendment") amends the Annual Report on Form 10-K for the year ended December 31, 2025 (the "Annual Report") of OFG Bancorp (the "Company"), as originally filed (the "Original Filing") with the U.S. Securities and Exchange Commission (the "SEC") on February 25, 2026 solely to correct the cover page to the Annual Report, which checked the incorrect box regarding well-known seasoned issuer status.
Except as described above, this Amendment does not amend, modify or update the information in, or exhibits to, the Original Filing, and we have not updated disclosures included therein to reflect any subsequent developments or events.