Ford Motor Credit Company LLC

03/10/2026 | Press release | Distributed by Public on 03/10/2026 14:46

Free Writing Prospectus (Form FWP)

Free Writing Prospectus

Filed Pursuant to Rule 433

Registration Number 333-276916

Ford Motor Credit Company LLC

Final Term Sheet

5.420% Notes due 2031

Issuer: Ford Motor Credit Company LLC
Trade Date: March 10, 2026
Settlement Date: March 12, 2026 (T+2)
Stated Maturity: April 9, 2031
Principal Amount: $1,500,000,000
Interest Rate: 5.420%
Benchmark Treasury: 3.500% due February 28, 2031
Benchmark Treasury Yield and Price: 3.722%; 99-00
Spread to Benchmark Treasury: +170 basis points
Yield to Maturity: 5.422%
Price to Public: 99.985% of principal amount plus accrued interest from March 12, 2026
Underwriting Discount: 0.350%
Net Proceeds (Before Expenses) to Issuer: $1,494,525,000 (99.635%)
Interest Payment Dates:

Semi-annually on each April 9 and October 9, beginning October 9, 2026 (long first coupon)

Redemption Provision:

Make-Whole Call: The Notes may be redeemed, in whole or in part, prior to March 9, 2031 (one month prior to maturity date) (the "Par Call Date"), at a redemption price equal to the greater of (i) (a) the sum of the present values of the remaining scheduled payments of principal and interest thereon discounted to the redemption date (assuming the Notes matured on the Par Call Date) on a semi-annual basis (assuming a 360-day year consisting of twelve 30-day months) at the Treasury Rate plus 30 basis points less (b) interest accrued to the date of redemption, and (ii) 100% of the principal amount of the Notes to be redeemed, plus, in either case, accrued and unpaid interest to the redemption date.

Par Call: The Notes may be redeemed, in whole or in part, on or after March 9, 2031 (one month prior to maturity date), at a redemption price equal to 100% of the principal amount of the Notes to be redeemed, plus accrued and unpaid interest to the redemption date.

Joint Book-Running Managers:

Goldman Sachs & Co. LLC

HSBC Securities (USA) Inc.

Mizuho Securities USA LLC

Morgan Stanley & Co. LLC

Scotia Capital (USA) Inc.

BNP Paribas Securities Corp.

Citigroup Global Markets Inc.

J.P. Morgan Securities LLC

Co-Managers:

Academy Securities, Inc.

ING Financial Markets LLC

Loop Capital Markets LLC

Standard Chartered Bank

Roberts & Ryan, Inc.

Telsey Advisory Group LLC

CUSIP/ISIN: 345397 J61 / US345397J614

It is expected that delivery of the Notes will be made against payment therefor on or about March 12, 2026, which will be the second business day following the date of pricing of the Notes (such settlement cycle being referred to herein as "T+2"). Under Rule 15c6-1 pursuant to the Securities Exchange Act of 1934, as amended, trades in the secondary market generally are required to settle in one business day, unless the parties to any such trade expressly agree otherwise. Accordingly, purchasers who wish to trade the Notes prior to the business day preceding the issue date will be required, by virtue of the fact that the Notes initially will settle in T+2, to specify an alternate settlement cycle at the time of any such trade to prevent a failed settlement. Purchasers of the Notes who wish to trade those Notes on the date of pricing should consult their own advisor.

The issuer has filed a registration statement, including a prospectus and a preliminary prospectus supplement, with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus and the preliminary prospectus supplement in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus and the preliminary prospectus supplement (or, if available, the prospectus supplement) if you request it by calling Goldman Sachs & Co. LLC at 1-866-471-2526, HSBC Securities (USA) Inc. at 1-866-811-8049, Mizuho Securities USA LLC at 1-866-271-7403, Morgan Stanley & Co. LLC at 1-866-718-1649, or Scotia Capital (USA) Inc. at 1-800-372-3930.

Ford Motor Credit Company LLC published this content on March 10, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on March 10, 2026 at 20:47 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]