Krungsri cuts lending rates by 0.25%, effective 24 December 2025

19 December 2025

Bangkok (19 December 2025) - Krungsri (Bank of Ayudhya PCL) has announced a reduction of 0.25% per annum in its lending rates, effective 24 December 2025. This adjustment aims to support customers and alleviate the financial burden on both corporate and retail customers, aligning with the Bank of Thailand's Monetary Policy Committee (MPC) decision to reduce the policy rate.

Mr. Kenichi Yamato, Krungsri President and Chief Executive Officer, said, "Krungsri remains committed to supporting all customer segments, particularly vulnerable groups. By reducing interest rates to ease debt burdens in response to current economic conditions, we aim to stimulate the broader economy and contribute to Thailand's sustainable economic growth."

Krungsri will adjust its lending interest rates as follows:

• Minimum Loan Rate (MLR): Reduced by 0.10% from 6.750% to 6.650%
• Minimum Overdraft Rate (MOR): Reduced by 0.25% from 6.725% to 6.475%
• Minimum Retail Rate (MRR): Reduced by 0.10% from 6.870% to 6.770%

These new lending rates will take effect on 24 December 2025.

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