January 2026 Paycheck Flyer

LACERS 2025 1099-R FORMS HAVE BEEN MAILED

LACERS has completed its mailing of 1099-R tax forms to retirees and beneficiaries for the 2025 tax year. The 1099-Rs are only sent to the address on file with LACERS. If you have recently moved or changed your address, please complete and submit a Change of Address form. If you have not received your 1099-R, the earliest you may request a duplicate to be mailed to you is the second week of February. You may also view your 1099-R via your MyLACERS account beginning in February.

2025 TAX FORM 1095-B AND FORM 1095-C

Tax season is here and as you prepare to file this year, you may receive one or more forms providing information about the healthcare coverage that you had or were offered in 2025. Beginning mid to late January 2026, most retirees will receive a Form 1095-B which is sent directly from either the Centers for Medicare and Medicaid Services (CMS) or your health plan carrier through LACERS. Some retirees may receive two Form 1095-Bs and a Form 1095-C (from the City) if they retired within the last year; one 1095-B will reflect the LACERS coverage and the other one along with the 1095-C will reflect the coverage provided by the City of Los Angeles while working.

Please do not contact LACERS if you do not receive your form(s). LACERS does not administer the 1095-B or 1095-C forms. You may request a duplicate directly from your health insurance carrier. For questions about using Forms 1095-B and 1095-C to file your taxes, please consult with your tax adviser or the Internal Revenue Service (IRS).

SCAM? NOT LIKELY! SAVE LACERS' PHONE NUMBER TO YOUR CONTACT LIST

To ensure you recognize legitimate calls from LACERS and avoid potential scams, we recommend saving our Caller ID phone number to your contact list: (213) 725-5641

Adding this number to your contacts will help you identify our calls and prevent confusion with fraudulent callers. For more information on how you can contact LACERS, please visit lacers.org/contact-us.

LACERS QUALIFYING EVENTS FOR HEALTH PLAN CHANGES

LACERS Qualifying Events are significant life changes, such as moving, getting married, adopting a child, involuntarily losing health coverage through a non-LACERS plan, or turning 65, that allow you to enroll in or change health insurance outside the normal Open Enrollment period. Experiencing one of these changes triggers a limited timeframe (often 30-60 days from the event) to adjust your plan due to your new circumstances.

Please note that a medical group's contract ending with your health insurance carrier is not considered a qualifying event for changing plans. If you are enrolled in a Preferred Provider Organization (PPO) plan, you may continue to visit your current medical group; however, those visits will be billed as out-of-network.

If you are expecting to or are experiencing a qualifying event, please review the Qualifying Events section of our Health Benefits Guide or email us at [email protected].

JOIN US FOR LACERS WELL UPCOMING EVENTS

Register for these events through your MyLACERS account or by calling LACERS. If you need assistance, call us at (800) 779 - 8328 or email [email protected].

In-Person Event

• Ronald Reagan Presidential Library Tour (In-Person)
  40 Presidential Dr #88
  Simi Valley, CA 93065
  Thursday, February 26 at 10:00 a.m.

Virtual Events

• Anthem Benefit Webinar - Hearing Aid Benefit:
  Wednesday, February 4 at 10:00 a.m.
• Aging Well Discussion Webinar - Declutter, Downsizing, & Discover Hidden Treasures:
  Wednesday, February 4 at 2:30 p.m.
• Alzheimer's Association - The Empowered Caregiver Webinar - Supporting Independence:
  Thursday, February 12 at 10:00 a.m.
• Stronger U Academy Webinar - Stronger Relationships - Cardio Movements & Connection Walks:
  Wednesday, February 18 at 9:30 a.m.
• Mom's Computer Technology Webinar:
  Wednesday, February 18 at 2:00 p.m.
• Kaiser Permanente - Weight Management Webinar:
  Thursday, February 19 at 10:00 a.m.

Join Us for Your First Event for a Chance to Win!

Attend one of our classes or webinars for the first time and let us know at the start of the session. You'll be entered into an opportunity drawing for a $25 gift card.

Visit the LACERS YouTube channel at youtube.com/@lacersofficial, and be sure to hit the subscribe button to receive alerts of newly posted videos.

As a covered entity under Title II of the Americans with Disabilities Act, the City of Los Angeles does not discriminate on the basis of disability and, upon request, will provide reasonable accommodations to ensure equal access to its programs, services, and activities.