Information Required of Brokers and Dealers (Form X-17A-5)

Report for the Period Beginning	01-01-2025
and Ending	12-31-2025
Type of Registrant	Broker-dealer
	OTC derivatives dealer

Material Weakness
Does this submission include an accountant's report covering the compliance report that indentifies one or more material weaknesses?	Yes No

Name of Broker-dealer

UMB FINANCIAL SERVICES, INC.

Address of Principal Place of Business (Do not use P.O. Box No.)

Address 1	928 GRAND AVENUE
City	KANSAS CITY
State/Country	MISSOURI
Mailing Zip/ Portal Code	64106

Name and Telephone Number of Person to Contact in Regard to this Report

Name	Jeffrey Maxwell
Telephone Number	816-860-8790

Independent Public Accountant

Name - if individual, state last, first, and middle name	KPMG LLP
Address 1	Two Manhattan West 375 9th Ave
City	New York
State/Country	NEW YORK
Mailing Zip/ Postal Code	10001
Check One	Certified Public Accountant Certified Public Accountant not resident in United States or any of its possessions

Oath or Affirmation

I, Angela Gates, swear (or affirm) that, to the best of my knowledge and belief the accompanying financial statement and supporting schedules pertaining to the firm of UMB FINANCIAL SERVICES, INC., as of 02-19-2026, are true and correct. I further swear (or affirm) that neither the company nor any partner, proprietor, principal officer or director has any proprietary interest in any account classified solely as that of a customer, except as follows:

Signature	Angela Gates
Title	President

Notary Public

Checking this box acknowledges that this oath or affirmation has been notarized.