Notice Document by Insurance Company (Form N-VP)

Notice Dated April 27, 2026

PERSPECTIVE INVESTOR®

FLEXIBLE PREMIUM VARIABLE LIFE INSURANCE POLICY

Issued by

Jackson National Life Insurance Company of New York® through

JNLNY Separate Account IV

This Notice Document ("Notice") provides certain updated information about your Perspective Investor Flexible Premium Variable Life Insurance Policy contract ("Contract"), which is no longer available for purchase.

Jackson National Life Insurance Company of New York ("Jackson") is providing this Notice in lieu of an updated prospectus for the Contract in reliance on the Securities and Exchange Commission's position on modernized alternative disclosures for discontinued variable universal life offerings. Updated audited financial statements for Jackson and for JNLNY Separate Account IV ("Separate Account") are available, free of charge, at www.jackson.com/product-literature-10.html. In addition, current prospectuses, statements of additional information, and the most recent shareholder reports for the funds available under the Contract ("Funds") are available, free of charge, at the same website address as above. To request a free paper or email copy of any of these materials, please call 1-800-599-5651 or send an email request to [email protected].

Your Contract prospectus dated April 29, 2013 contains more information about the Contract's features, benefits, and risks.

Additional information about certain investment products, including variable annuities, has been prepared by the Securities and Exchange Commission's staff and is available at www.Investor.gov.

TABLE OF CONTENTS
DEFINITIONS			1
UPDATED INFORMATION ABOUT YOUR CONTRACT			2
IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT			3
APPENDIX A (INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT)			A-1
BACK COVER PAGE			B-1

DEFINITIONS

Fixed Account - An allocation option under the policy that earns an annually declared rate of interest of not less than 3%. Assets allocated to the Fixed Account are part of our general account.

Fund - a registered management investment company in which an Investment Division of the Separate Account invests.

Investment Division - Separate and distinct divisions of the Separate Account that invest in a single underlying mutual fund. The value in the Investment Divisions will go up or down depending on the performance of the underlying mutual funds and the charge deducted from the Investment Divisions.

Issue Date - The date Jackson of NY issued your policy and from which we measure contestability periods. It may be later than the Policy Date.

Separate Account - JNLNY Separate Account IV, the segregated asset account of Jackson of NY that funds the policies.

1

UPDATED INFORMATION ABOUT YOUR CONTRACT

The information in this Notice Document is a summary of certain Contract features that have changed since the Notice Document dated April 28, 2025. This may not reflect all of the changes that have occurred since you entered into your Contract.

General Product Changes

Effective March 2, 2026, the current charges for expedited delivery applicable to your Contract have increased. The new fees for these services are as follows:

1.Between Monday and Friday, the current Expedited Delivery Charge is $23.

2.On Saturday, the current Expedited Delivery Charge is $38.

2

IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT

FEES AND EXPENSES

LOCATION IN PROSPECTUS

Are There Charges or Adjustments for Early Withdrawals?

Yes. If you withdraw premium from your Contract within 9 years following the premium payment, you may be assessed a surrender charge. The maximum surrender charge is 1.588% of the amount of premium withdrawn. For example, if you make a full surrender during the first year after issue of your policy, you could pay a surrender charge of up to $1,588 on a $100,000 investment. The surrender charge then gradually declines each year, until the 9th year, after which no surrender charge is assessed.

Charges and Deductions - Surrender Charge

Are There Transaction Charges?

Yes. In addition to surrender charges, you also may be charged for other transactions, such as when premium is allocated, when you transfer cash value between investment options more than 15 times in a Policy Year, each time you request an in-force illustration in excess of one per Policy Year, if a transaction under your policy requires underwriting approval after the Commencement Date, when you make a partial surrender, when you request an expedited delivery of surrender, partial surrender, or loan proceeds, In addition, for policies sold in certain states, you may be charged for premium taxes.

Charges and Deductions

Are There Ongoing Fees and Expenses? (annual charges)

Yes. In addition to surrender charges and transaction charges, an investment in the Contract is subject to certain ongoing fees and expenses, including fees and expenses covering the cost of insurance under the Contract and the cost of optional benefits available under the Contract. Such fees and expenses are set based on characteristics of the insured (e.g., age, sex, and rating classification). Investors should view the policy specifications page of their Contract for rates applicable to their Contract. Investors will also bear expenses associated with the Portfolio Companies under the Contract, as shown in the following table:

Charges and Deductions

ANNUAL FEE

MINIMUM

MAXIMUM

1. Fund fees and expenses1

0.22%

0.90%

Charges and Deductions - Portfolio Expenses

1.As a percentage of average Fund net assets.

RISKS

Location in Prospectus

Is There a Risk of Loss from Poor Performance?

Yes. You can lose money by investing in this Contract.

Summary

Is this a Short-Term Investment?

No. This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. Withdrawal charges apply for up to 9 years following your last premium payment. To the extent they apply, they will reduce the value of your Contract if you withdraw money during that time. The benefits of tax deferral and living benefit protections also mean the Contract is more beneficial to investors with a long time horizon.

Summary

What Are the Risks Associated with the Investment Options?

•An investment in this Contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options you choose. •Each investment option (including the Fixed Account) has its own unique risks. •You should review the investment options before making an investment decision.

Summary

What Are the Risks Related to the Insurance Company?

Any obligations (including under the Fixed Account), guarantees, and benefits of the Contract are subject to the claims-paying ability of Jackson of NY. More information about Jackson of NY is available upon request by visiting our website at www.jackson.com or by calling 1-800-599-5651.

The Fixed Account

3

RESTRICTIONS

Are There Restrictions on the Investment Options?

Yes. Premium Payments •We reserve the right, in our discretion, to limit, restrict, suspend or reject any or all initial or subsequent Premium payments and to limit the amount, frequency or timing of Premium payments, at any time on a non-discriminatory basis. Transfers •We reserve the right to charge $25 for each transfer when you transfer money between Investment Divisions in excess of 15 times in a Contract Year. Investment Restrictions •Jackson of NY may remove or substitute Funds as investment options available under the Contract, and may limit or suspend availability of the Fixed Account Options.

Charges and Deductions

Are There any Restrictions on Contract Benefits?

Yes. Certain benefits may limit withdrawals or other rights under the Contract. Under certain benefits, a withdrawal could reduce the value of a benefit by more than the dollar amount of the withdrawal. An optional benefit's availability may vary by date of purchase. We may modify or discontinue an optional benefit at any time.

Summary

TAXES

What Are the Contract's Tax Implications?

•Consult with a tax professional to determine the tax implications of an investment in and purchase payments received under this Contract. •If you purchase the Contract through a tax-qualified plan or individual retirement account (IRA), you do not get any additional tax deferral. •Earnings on your Contract are taxed at ordinary income tax rates when you withdraw them, and you may have to pay a penalty if you take a withdrawal before age 59 ½.

Federal Tax Considerations

CONFLICTS OF INTEREST

How Are Investment Professionals Compensated?

Your registered representative or other investment professionals may receive compensation for selling this Contract to you in the form of commissions, revenue sharing, and other compensation programs. Accordingly, investment professionals may have a financial incentive to offer or recommend this Contract over another investment.

Distribution of Policies

Should I Exchange My Contract?

Some investment professionals may have a financial incentive to offer you a new contract in place of the one you own. You should only consider exchanging your Contract if you determine, after comparing the features, fees, and risks of both contracts, that it is in your best interest to purchase the new contract rather than continue to own your existing Contract.

Distribution of Policies

4

APPENDIX A

INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT

The following is a list of Funds (all Class I shares, with the exception of the JNL/Goldman Sachs 4 Fund, which uses Class A shares) available under the Contract, which is subject to change, as discussed in the prospectus. Certain broker-dealers selling the Contracts may limit the Investment Divisions that are available to their customers. You can find the prospectuses and other information about the Funds online at https://www.jackson.com/fund-literature.html. You can also request this information at no cost by calling 1-800-599-5651 or by sending an email request to [email protected].

The current expenses and performance information below reflects fees and expenses of the Funds, but does not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these charges were included. Each Fund's past performance is not necessarily an indication of future performance.

Fund Type			Fund and Manager* (and Sub-Adviser, if applicable) *The investment manager for each Fund is Jackson National Asset Management, LLC			Current Expenses			Average Annual Total Returns (as of 12/31/25)
									1 year			5 year			10 year
Allocation			JNL/American Funds Balanced Fund1
			(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)			0.60%2			15.83%			8.91%			9.45%
International/ Global Equity			JNL Multi-Manager International Equity Fund
			(Causeway Capital Management LLC; Lazard Asset Management LLC; WCM Investment Management, LLC; William Blair Investment Management, LLC)			0.67%			23.78%			2.20%			5.47%
U.S. Equity			JNL Multi-Manager Small Cap Growth Fund
			(BAMCO, Inc.; Driehaus Capital Management, LLC; Granahan Investment Management, Inc.; Kayne Anderson Rudnick Investment Management, LLC; Segall Bryant & Hamill, LLC; WCM Investment Management, LLC)			0.68%			3.87%			-0.99%			9.71%
U.S. Equity			JNL Multi-Manager Small Cap Value Fund
			(Congress Asset Management Company, LLP; Cooke & Bieler, L.P.; Reinhart Partners, Inc.; River Road Asset Management, LLC; WCM Investment Management, LLC			0.77%			3.01%			8.32%			8.90%
U.S. Equity			JNL/BlackRock Large Cap Select Growth Fund
			(BlackRock Investment Management, LLC)			0.53%2			11.74%			10.74%			15.51%
International/ Global Equity			JNL/Causeway International Value Select Fund
			(Causeway Capital Management LLC)			0.66%			43.44%			14.46%			10.26%
Sector Equity			JNL/Cohen & Steers U.S. Realty Fund
			(Cohen & Steers Capital Management, Inc.)			0.74%			3.06%			5.04%			N/A
U.S. Equity			JNL/DFA U.S. Core Equity Fund
			(Dimensional Fund Advisors LP)			0.45%2			15.55%			13.05%			13.54%
Fixed Income			JNL/DoubleLine® Core Fixed Income Fund
			(DoubleLine Capital LP)			0.48%			7.52%			0.38%			2.34%
Fixed Income			JNL/Dreyfus Government Money Market Fund
			(Mellon Investments Corporation)			0.26%			4.09%			3.05%			1.95%
Fixed Income			JNL/Fidelity Institutional AM® Total Bond Fund
			(FIAM LLC)			0.46%			7.72%			0.36%			2.37%
Allocation			JNL/Franklin Templeton Income Fund
			(Franklin Advisers, Inc.)			0.62%			12.26%			7.50%			7.40%
U.S. Equity			JNL/Goldman Sachs 4 Fund
			(Goldman Sachs Asset Management, L.P.)			0.70%			16.69%			13.95%			11.59%
U.S. Equity			JNL/Invesco Small Cap Growth Fund
			(Invesco Advisers, Inc.)			0.72%			6.48%			-0.43%			9.36%

A-1

Fund Type			Fund and Manager* (and Sub-Adviser, if applicable) *The investment manager for each Fund is Jackson National Asset Management, LLC			Current Expenses			Average Annual Total Returns (as of 12/31/25)
									1 year			5 year			10 year
U.S. Equity			JNL/JPMorgan MidCap Growth Fund
			(J.P. Morgan Investment Management Inc.)			0.59%			8.41%			4.54%			12.47%
Fixed Income			JNL/JPMorgan U.S. Government & Quality Bond Fund
			(J.P. Morgan Investment Management Inc.)			0.39%			6.95%			-0.29%			1.73%
U.S. Equity			JNL/JPMorgan U.S. Value Fund
			(J.P. Morgan Investment Management Inc.)			0.59%			14.21%			12.32%			9.31%
International/ Global Equity			JNL/Loomis Sayles Global Growth Fund
			(Loomis, Sayles & Company, L.P.)			0.69%			17.83%			9.17%			N/A
U.S. Equity			JNL/Mellon S&P 500 Index Fund
			(Mellon Investments Corporation)			0.22%			17.62%			14.20%			14.56%
U.S. Equity			JNL/Mellon S&P 400 MidCap Index Fund3
			(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)			0.26%2			7.26%			8.87%			10.44%
U.S. Equity			JNL/Mellon Small Cap Index Fund3
			(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)			0.26%2			5.90%			7.06%			9.58%
International/ Global Equity			JNL/Mellon International Index Fund3
			(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)			0.31%2			31.86%			8.83%			8.17%
Fixed Income			JNL/Mellon Bond Index Fund3
			(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)			0.28%2			6.98%			-0.63%			1.70%
Sector Equity			JNL/Mellon Communication Services Sector Fund
			(Mellon Investments Corporation)			0.29%2			33.47%			14.31%			14.21%
Sector Equity			JNL/Mellon Consumer Discretionary Sector Fund
			(Mellon Investments Corporation)			0.29%2			5.43%			7.72%			13.39%
Sector Equity			JNL/Mellon Energy Sector Fund
			(Mellon Investments Corporation)			0.29%2			7.24%			23.21%			7.39%
Sector Equity			JNL/Mellon Financial Sector Fund
			(Mellon Investments Corporation)			0.29%2			16.58%			14.92%			12.70%
Sector Equity			JNL/Mellon Healthcare Sector Fund
			(Mellon Investments Corporation)			0.28%2			14.87%			6.46%			9.37%
Sector Equity			JNL/Mellon Information Technology Sector Fund
			(Mellon Investments Corporation)			0.26%2			21.15%			18.96%			23.04%
U.S. Equity			JNL/MFS Mid Cap Value Fund
			(Massachusetts Financial Services Company (d/b/a MFS Investment Management))			0.65%			6.33%			10.33%			9.82%
Fixed Income			JNL/PPM America High Yield Bond Fund
			(PPM America, Inc.)			0.46%			8.78%			4.60%			6.18%
U.S. Equity			JNL/RAFI® Multi-Factor U.S. Equity Fund
			(Mellon Investments Corporation)			0.37%			16.53%			12.77%			11.13%
U.S. Equity			JNL/T. Rowe Price Growth Stock Fund
			(T. Rowe Price Associates, Inc.)			0.53%2			15.61%			9.52%			14.38%
U.S. Equity			JNL/T. Rowe Price Mid-Cap Growth Fund
			(T. Rowe Price Associates, Inc.; Sub-Sub-Adviser: T. Rowe Price Investment Management, Inc.)			0.65%2			3.46%			3.83%			9.85%
Fixed Income			JNL/T. Rowe Price Short-Term Bond Fund
			(T. Rowe Price Associates, Inc.)			0.42%2			5.64%			2.21%			2.41%

A-2

Fund Type			Fund and Manager* (and Sub-Adviser, if applicable) *The investment manager for each Fund is Jackson National Asset Management, LLC			Current Expenses			Average Annual Total Returns (as of 12/31/25)
									1 year			5 year			10 year
U.S. Equity			JNL/T. Rowe Price Value Fund
			(T. Rowe Price Associates, Inc.)			0.55%2			12.35%			10.87%			10.88%
Allocation			JNL/WMC Balanced Fund
			(Wellington Management Company LLP)			0.41%			16.04%			9.22%			9.57%
U.S. Equity			JNL/WMC Value Fund
			(Wellington Management Company LLP)			0.49%			14.99%			11.24%			10.11%

1			Capital Research and Management Company is the investment adviser of the master fund in which this feeder fund invests. Under the master-feeder fund structure, the feeder fund does not buy individual securities directly. Rather, the feeder fund invests all of its investment assets in a corresponding master fund, which invests directly in individual securities.
2			The Fund's current expenses reflect temporary fee reductions.
3			Mellon Investments Corporation is the investment sub-adviser of the master fund in which this feeder fund invests. Under the master-feeder fund structure, the feeder fund does not buy individual securities directly. Rather, the feeder fund invests all of its investment assets in a corresponding master fund, which invests directly in individual securities.

The following is a list of Fixed Account Options currently available under the Contract. We may change the features of the Fixed Account Options listed below, offer new Fixed Account Options, and terminate existing Fixed Account Options. We will provide you with written notice before doing so.

Name			Term			Minimum Guaranteed Interest Rate
Fixed Account Option			1 year			3.00%

A-3

BACK COVER PAGE

The EDGAR contract identifier for the Contract is: #C000030284

B-1