Federal Reserve Bank of Cleveland

01/13/2026 | Press release | Distributed by Public on 01/13/2026 11:17

How Will New Federal Requirements Affect Medicaid Expansion Enrollees in the Fourth District

Cleveland Fed District Data Brief

How Will New Federal Requirements Affect Medicaid Expansion Enrollees in the Fourth District?

This District Data Brief looks at Medicaid expansion enrollment in the Fourth District, its impact on uninsured rates, and the extent to which the new federal community engagement requirement could affect expansion enrollees in the District.

01.13.2026ISSN 2691-9710 DOI 10.26509/frbc-ddb-20260113

The views authors express in District Data Briefs are theirs and not necessarily those of the Federal Reserve Bank of Cleveland or the Board of Governors of the Federal Reserve System. The series editor is Harrison Markel.

Introduction

Since the passage of the Affordable Care Act (ACA), which allowed states to expand Medicaid eligibility to more low-income individuals, enrollment in the program has grown nationwide, while the US uninsured rate has fallen to a historical low.1The same is largely true in the Fourth District, which comprises Ohio, eastern Kentucky, western Pennsylvania, and the northern panhandle of West Virginia, as all these states were early adopters of the expansion. In this District Data Brief, I examine current Medicaid expansion enrollment in Fourth District states and assess the impact of the Medicaid expansion on uninsured rates across the District and many of its subregions. I then examine the possible effects of a new federal community engagement requirement. Under this requirement, individuals who became eligible for Medicaid coverage because of the expansion will need to meet certain work, educational, or community service obligations to maintain their eligibility. The existing research about similar requirements shows that these policies may impact the labor force participation and hours worked of affected individuals. Some studies also conclude that policies like the federal one can affect the household finances of individuals who are disenrolled from Medicaid because of noncompliance with the requirement. As a result, this new requirement could ultimately have an impact on the labor market and some households' finances in the Fourth District.

Federal Reserve Bank of Cleveland published this content on January 13, 2026, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on January 13, 2026 at 17:17 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]