Citizens National Bank Adds Leader Focused on Talent, Culture and Organizational Excellence

August 18, 2026

Citizens National Bank (CNB) is pleased to announce the appointment of Amy Peterman as Senior Vice President, Chief Operating Officer. A highly accomplished banking executive with more than two decades of leadership experience, Peterman joins CNB bringing a proven track record of operational excellence, strategic planning, talent development, and community leadership.

In her new role, Peterman will work closely with the executive leadership team to advance CNB's strategic priorities, enhance operational efficiencies across the organization, and support continued growth while maintaining the strong safety and soundness standards that have long defined the bank.

Peterman most recently served as Senior Vice President, Chief Operations Officer for Huron Community Bank, where she was a member of the executive team and led retail operations, branch administration, personal lending, business banking relationships, marketing initiatives, and strategic projects. During her tenure, she successfully implemented an indirect lending program, guided the transition to a universal banker model, led the opening of new branch locations, oversaw a major core banking conversion, and played key roles in succession planning, budgeting, disaster recovery, and organizational development.

Peterman holds a Master of Science in Management, Strategy and Leadership from Michigan State University and a Bachelor of Science in Business Administration from Central Michigan University. Demonstrating her commitment to professional development, she is also a graduate of the Barret Graduate School of Banking and the Michigan Bankers Association Perry School of Banking and has completed the Michigan Bankers Commercial Lending School.

In addition to her professional accomplishments, Peterman is deeply committed to community service. She currently serves as a Board Trustee and Presenter for the Perry Schools of Banking, Board Chairman of the MyMichigan Hospital Development Council, Board Member of the Iosco County Community Foundation, Treasurer of the Tawas Area Education Foundation, and Board Advisor for the IRESA Business Advisory Committee.

"Amy is an outstanding leader whose experience, energy, and commitment to people make her an exceptional addition to the Citizens National Bank family," said Matthew Keene, President & CEO of CNB. "She brings tremendous talent in developing teams, strengthening operational efficiencies, and creating systems that help organizations move forward with confidence. Amy will play a key role in advancing our strategic priorities.

"Her addition is not about changing our direction - it's about enhancing our ability to execute our goals more efficiently and effectively, while continuing to operate in a safe and sound manner, " Keene added. We are excited to welcome Amy and look forward to the positive impact she will make across our organization and the communities we serve."

Peterman said she is excited to join an organization with a strong reputation for community banking and customer service.

"I am honored to join Citizens National Bank and work alongside such a dedicated team," Peterman said. "Citizens National has a clear vision for the future and a strong commitment to its customers, communities, and employees. I look forward to helping build upon that foundation, supporting our team members, and contributing to the bank's continued success."

Peterman said that she and her husband have long enjoyed visiting the Cheboygan area and have developed a deep appreciation for the community. She looks forward to becoming even more involved in the region and contributing to the continued growth and vitality of Northern Michigan.

CNB is a full-service, independent community bank serving Northern Michigan with locations in Alanson, Cheboygan, Indian River, Mackinaw City, Onaway, Pellston, and Petoskey. Visit www.cnbismybank.com to learn more.