Commissioner Vicki Schmidt spotlights red flags during Contractor Fraud Awareness Week

Commissioner Vicki Schmidt spotlights red flags during Contractor Fraud Awareness Week

Topeka, Kan. - Severe weather in Kansas often means storm damage and insurance claims and many Kansans will be hiring contractors of different trades to help them recover and rebuild. But not every contractor that knocks on your door after a storm is legitimate. The National Insurance Crime Bureau (NICB) reported contractor fraud increased 38% from 2023 to 2025, costing not only the homeowner, but every policyholder in the form of increased premiums.

"Be cautious, ask questions, and always check with trusted resources before signing any contract or handing over money," said Kansas Insurance Commissioner Vicki Schmidt. "Too often fly-by-night contractors prey on people following a catastrophe and profit off their misfortunes."

As the Kansas Department of Insurance and the NICB recognize Contractor Awareness Week, here are tips for home and business owners to prevent contractor fraud after a natural disaster:

• Research and verify: Before hiring a contractor, research their credentials, reputation, and track record. Check for licenses, certifications, and reviews, and verify their insurance coverage. Roofing contractors in Kansas must register with the Kansas Attorney General, and a list of registered roofers can be found at https://www.ag.ks.gov/divisions/public-protection/resources/roofing-registration-directory.
• Get multiple quotes: Obtain bids from multiple contractors to compare price. Seek out a licensed, insured, and well-reviewed contractor.
• Beware of red flags: Watch for red flags such as high-pressure sales tactics, vague or evasive answers, or reluctance to provide licensure information or other forms of identification, written estimates or contracts. Be wary of contractors asking for payment in advance, in cash, or using a peer-to-peer mobile payment app.