Certified Financial Planner Board of Standards Inc.

04/11/2026 | Press release | Archived content

I Asked ChatGPT the Best Way To Claim Social Security — Then Had a Retirement Planner Review It

Social Security claiming decisions affect retirement income for decades, yet generic advice often overlooks the individual financial factors that determine the best timing. After ChatGPT recommended waiting until age 70 to maximize lifetime benefits, Anthony DeLuca, CFP® reviewed the guidance and noted key gaps in the one size fits all approach, saying, "Always consult with a CFP®," because CFP® professionals can evaluate circumstances the AI can't access or properly weigh.

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Lara Beck April 11, 2026
Certified Financial Planner Board of Standards Inc. published this content on April 11, 2026, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on April 22, 2026 at 17:08 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]