Federal Emergency Management Agency Designate Multiple Counties in Kentucky as Natural Disaster Areas Due to Severe Storms, Straight-line Winds, and Tornadoes with Multiple[...]

This Presidential disaster declaration allows the United States Department of Agriculture (USDA) Farm Service Agency (FSA) to extend much-needed emergency credit to producers recovering from natural disasters through emergency loans. Emergency loans can be used to meet various recovery needs including the replacement of essential items such as equipment or livestock, reorganization of a farming operation, or to refinance certain debts. FSA will review the loans based on the extent of losses, security available, and repayment ability.

1. Triggering Presidential Designation M4875

Impacted Area: Kentucky, Indiana, Illinois, Tennessee

Triggering Disaster: Severe Storms, Straight-line Winds, and Tornadoes during the period of May 16 to May 17, 2025

Application Deadline: 01/23/2026

Primary Counties Eligible:

• Kentucky: Caldwell, Laurel, Pulaski, Russell, Trigg, Union

Contiguous Counties Also Eligible:

• Illinois: Gallatin, Hardin
• Indiana: Posey
• Kentucky: Adair, Calloway, Casey, Christian, Clay, Clinton, Crittenden, Cumberland, Henderson, Hopkins, Jackson, Knox, Lincoln, Lyon, McCreary, Marshall, Rockcastle, Wayne, Webster, Whitley
• Tennessee: Stewart

2. Triggering Presidential Designation M4875 Amendment 1

Impacted Area: Kentucky, Illinois, Missouri and Tennessee

Triggering Disaster: Severe Storms, Straight-line Winds, and Tornadoes during the period of May 16 to May 17, 2025

Application Deadline: 03/23/2026

Primary Counties Eligible:
• Kentucky: Adair, Barren, Breathitt, Butler, Carlisle, Casey, Christian, Clay, Clinton, Crittenden, Estill, Jackson, Knott, Knox, Larue, Lee, Livingston, Logan, Lyon, McCreary, Marshall, Menifee, Metcalfe, Owsley, Powell, Rockcastle, Spencer, Todd, Warren, Wayne
Contiguous Counties Also Eligible:
• Illinois: Hardin, Massac, Pope
• Kentucky: Allen, Anderson, Ballard, Bath, Bell, Boyle, Bullitt, Caldwell, Calloway, Clark, Cumberland, Edmonson, Floyd, Garrard, Graves, Grayson, Green, Hardin, Hart, Hickman, Hopkins, Jefferson, Laurel, Leslie, Letcher, Lincoln, McCracken, Madison, Magoffin, Marion, Monroe, Montgomery, Morgan, Muhlenberg, Nelson, Ohio, Perry, Pike, Pulaski, Rowan, Russell, Shelby, Simpson, Taylor, Trigg, Union, Webster, Whitley, Wolfe
• Missouri: Mississippi
• Tennessee: Campbell, Clay, Montgomery, Pickett, Robertson, Scott, Stewart

3. Triggering Presidential Designation M4875 Amendment 2

Impacted Area: Kentucky and Tennessee

Triggering Disaster: Severe Storms, Straight-line Winds, and Tornadoes during the period of May 16 to May 17, 2025

Application Deadline: 03/23/2026

Primary Counties Eligible:
• Kentucky: Allen, Cumberland, Whitley

Contiguous Counties Also Eligible:
• Kentucky: Adair, Barren, Bell, Clinton, Knox, Laurel, McCreary, Metcalfe, Monroe, Russell, Simpson, Warren
• Tennessee: Campbell, Claiborne, Clay, Macon, Sumner

On farmers.gov, the Disaster Assistance Discovery Tool, Disaster Assistance-at-a-Glance fact sheet, and Loan Assistance Tool can help you determine program or loan options. To file a Notice of Loss or to ask questions about available programs, contact your local USDA Service Center.
FEMA offers different assistance programs for individual citizens, public groups including government agencies and private nonprofit organizations. To find the FEMA help you need following a disaster event, visit fema.gov/assistance.

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