CFPB Outlines Spring 2025 Rulemaking Priorities

The CFPB has released its Spring 2025 priorities, detailing 24 planned rulemaking activities. The bureau's agenda primarily updates projects carried over from the Fall 2024 Agenda, revisits certain recently completed rulemakings, and introduces a limited number of new items. For example, the CFPB is now considering potential rulemaking, or other activities such as a Request for Information on unfair, deceptive, or abusive acts or practices under Section 1031 of the Dodd-Frank Wall Street Reform and Consumer Protection Act.

In addition, a new long-term action addresses rules requiring mortgage lenders to assess a borrower's ability-to-repay and defining qualified mortgages, which are presumed to meet statutory requirements.

The CFPB notes it will continue refining its priorities and provide further updates in the Fall 2025 Unified Agenda of Federal Regulatory and Deregulatory Actions.