Mecklenburg County man charged with insurance fraud, attempting to obtain property under false pretense

North Carolina Insurance Commissioner Mike Causey today announced the arrest of Myers Theodore Thomas Jr., 30, of 3802 Kalispell Lane, Charlotte. Thomas was charged with three counts of insurance fraud and three counts of attempting to obtain property by false pretense, all felonies.

Special agents with the Department of Insurance's Criminal Investigations Division accuse Thomas of filing a false insurance claim for water damage with Homesite Insurance Co. of the Midwest. According to the arrest warrant, Thomas obtained images of damaged property from the internet and falsely claimed it as his own. In addition, according to the warrant, Thomas reported the damage occurred on Oct. 7, 2025. However, metadata associated with the images indicated they were taken between January and August 2025.

Mecklenburg County Sheriff's Office served the warrant against Thomas on May 17. He was given a $25,000 secured bond.

Commissioner Causey encourages North Carolinians to help keep insurance premiums low by reporting suspicious fraud. "Insurance fraud is not a victimless crime," Commissioner Causey said. "It hits all of us in the pocket through higher premiums."

If you suspect insurance fraud or other white-collar crimes, please report it. You may anonymously report fraud by calling the N.C. Department of Insurance Criminal Investigations Division at 919-807-6840 or toll free from anywhere in North Carolina at 888-680-7684.

Information is also available at https://www.ncdoi.gov.

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