10/27/2026 | Press release | Distributed by Public on 10/27/2026 10:46
Nissan Auto Receivables 2022-B Owner Trust
Servicer's Certificate
|
Collection Period |
30-Sep-26 | 30/360 Days | 30 | Collection Period Start | 1-Sep-26 | |||||||||||
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Distribution Date |
15-Oct-26 | Actual/360 Days | 30 | Collection Period End | 30-Sep-26 | |||||||||||
| Prior Month Settlement Date | 15-Sep-26 | |||||||||||||||
| Current Month Settlement Date | 15-Oct-26 |
| Coupon Rate | Initial Balance | Beginning Balance | Ending Balance | Pool Factor | ||||||||||||||||
|
Pool Balance |
1,477,843,167.03 | 112,495,443.31 | 100,840,654.51 | 0.077442 | ||||||||||||||||
|
Yield Supplement Overcollaterization |
175,694,119.15 | 3,950,764.29 | 3,397,827.43 | |||||||||||||||||
|
Total Adjusted Pool Balance |
1,302,149,047.88 | 108,544,679.02 | 97,442,827.08 | |||||||||||||||||
|
Total Adjusted Securities |
1,302,149,047.88 | 108,544,679.02 | 97,442,827.08 | 0.074832 | ||||||||||||||||
|
Class A-1 Notes |
3.68800 | % | 270,000,000.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
|
Class A-2a Notes |
4.50000 | % | 443,300,000.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
|
Class A-2b Notes |
0.00000 | % | 0.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
|
Class A-3 Notes |
4.46000 | % | 443,300,000.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
|
Class A-4 Notes |
4.45000 | % | 93,400,000.00 | 56,395,631.14 | 45,293,779.20 | 0.484944 | ||||||||||||||
|
Certificates |
0.00000 | % | 52,149,047.88 | 52,149,047.88 | 52,149,047.88 | 1.000000 | ||||||||||||||
|
Principal Payment |
Interest Payment |
Principal per $1000 Face Amount |
Interest per $1000 Face Amount |
|||||||||||||||||
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Class A-1 Notes |
0.00 | 0.00 | - | - | ||||||||||||||||
|
Class A-2a Notes |
0.00 | 0.00 | - | - | ||||||||||||||||
|
Class A-2b Notes |
0.00 | 0.00 | - | - | ||||||||||||||||
|
Class A-3 Notes |
0.00 | 0.00 | - | - | ||||||||||||||||
|
Class A-4 Notes |
11,101,851.94 | 209,133.80 | 118.8635111 | 2.2391199 | ||||||||||||||||
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Certificates |
0.00 | 0.00 | - | - | ||||||||||||||||
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Total Securities |
11,101,851.94 | 209,133.80 | ||||||||||||||||||
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I. COLLECTIONS |
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Interest: |
||||||||||||||||||||
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Interest Collections |
276,832.80 | |||||||||||||||||||
|
Repurchased Loan Proceeds Related to Interest |
0.00 | |||||||||||||||||||
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Total Interest Collections |
276,832.80 | |||||||||||||||||||
|
Principal: |
||||||||||||||||||||
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Principal Collections |
11,584,987.39 | |||||||||||||||||||
|
Repurchased Loan Proceeds Related to Principal |
0.00 | |||||||||||||||||||
|
Total Principal Collections |
11,584,987.39 | |||||||||||||||||||
|
Recoveries of Defaulted Receivables |
145,810.88 | |||||||||||||||||||
|
Total Collections |
12,007,631.07 | |||||||||||||||||||
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II. COLLATERAL POOL BALANCE DATA |
||||||||||||||||||||
| Number | Amount | |||||||||||||||||||
|
Adjusted Pool Balance - Beginning of Period |
19,774 | 108,544,679.02 | ||||||||||||||||||
|
Total Principal Payment |
11,101,851.94 | |||||||||||||||||||
| 18,285 | 97,442,827.08 | |||||||||||||||||||
Nissan Auto Receivables 2022-B Owner Trust
Servicer's Certificate
|
III. DISTRIBUTIONS |
||||
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Total Collections |
12,007,631.07 | |||
|
Reserve Account Draw |
0.00 | |||
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Total Available for Distribution |
12,007,631.07 | |||
|
1. Reimbursement of Advance |
0.00 | |||
|
2. Servicing Fee: |
||||
|
Servicing Fee Due |
93,746.20 | |||
|
Servicing Fee Paid |
93,746.20 | |||
|
Servicing Fee Shortfall |
0.00 | |||
|
3. Interest: |
||||
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Class A-1 Notes Monthly Interest |
||||
|
Class A-1 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-1 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-1 Notes Monthly Interest Distributable Amount |
0.00 | |||
|
Class A-1 Notes Monthly Interest Paid |
0.00 | |||
|
Change in Class A-1 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-2a Notes Monthly Interest |
||||
|
Class A-2a Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-2a Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-2a Notes Monthly Interest Distributable Amount |
0.00 | |||
|
Class A-2a Notes Monthly Interest Paid |
0.00 | |||
|
Change in Class A-2a Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-2b Notes Monthly Interest |
||||
|
Class A-2b Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-2b Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-2b Notes Monthly Interest Distributable Amount |
0.00 | |||
|
Class A-2b Notes Monthly Interest Paid |
0.00 | |||
|
Change in Class A-2b Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-3 Notes Monthly Interest |
||||
|
Class A-3 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-3 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-3 Notes Monthly Interest Distributable Amount |
0.00 | |||
|
Class A-3 Notes Monthly Interest Paid |
0.00 | |||
|
Change in Class A-3 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-4 Notes Monthly Interest |
||||
|
Class A-4 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-4 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-4 Notes Monthly Interest Distributable Amount |
209,133.80 | |||
|
Class A-4 Notes Monthly Interest Paid |
209,133.80 | |||
|
Change in Class A-4 Notes Interest Carryover Shortfall |
0.00 | |||
Nissan Auto Receivables 2022-B Owner Trust
Servicer's Certificate
|
Total Note Monthly Interest |
||||||||
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Total Note Monthly Interest Due |
209,133.80 | |||||||
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Total Note Monthly Interest Paid |
209,133.80 | |||||||
|
Total Note Interest Carryover Shortfall |
0.00 | |||||||
|
Change in Total Note Interest Carryover Shortfall |
0.00 | |||||||
|
Total Available for Principal Distribution |
11,704,751.07 | |||||||
|
4. Total Monthly Principal Paid on the Notes |
11,101,851.94 | |||||||
|
Total Noteholders' Principal Carryover Shortfall |
0.00 | |||||||
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Total Noteholders' Principal Distributable Amount |
11,101,851.94 | |||||||
|
Change in Total Noteholders' Principal Carryover Shortfall |
0.00 | |||||||
|
5. Total Monthly Principal Paid on the Certificates |
0.00 | |||||||
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Total Certificateholders' Principal Carryover Shortfall |
0.00 | |||||||
|
Total Certificateholders' Principal Distributable Amount |
0.00 | |||||||
|
Change in Total Certificateholders' Principal Carryover Shortfall |
0.00 | |||||||
|
Remaining Available Collections |
602,899.13 | |||||||
|
Deposit from Remaining Available Collections to fund Reserve Account |
0.00 | |||||||
|
Remaining Available Collections Released to Certificateholder |
602,899.13 | |||||||
|
V. RESERVE ACCOUNT |
||||||||
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Initial Reserve Account Amount |
3,255,372.62 | |||||||
|
Required Reserve Account Amount |
3,255,372.62 | |||||||
|
Beginning Reserve Account Balance |
3,255,372.62 | |||||||
|
Deposit of Remaining Available Collections |
0.00 | |||||||
|
Ending Reserve Account Balance |
3,255,372.62 | |||||||
|
Required Reserve Account Amount for Next Period |
3,255,372.62 | |||||||
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VI. POOL STATISTICS |
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|
Weighted Average Coupon |
2.97 | % | ||||||
|
Weighted Average Remaining Maturity |
15.41 | |||||||
| Amount | Number | |||||||
|
Principal on Defaulted Receivables |
69,801.41 | 12 | ||||||
|
Principal Recoveries of Defaulted Receivables |
145,810.88 | |||||||
|
Monthly Net Losses |
(76,009.47 | ) | ||||||
|
Pool Balance at Beginning of Collection Period |
112,495,443.31 | |||||||
|
Net Loss Ratio for Third Preceding Collection Period |
-1.33 | % | ||||||
|
Net Loss Ratio for Second Preceding Collection Period |
0.14 | % | ||||||
|
Net Loss Ratio for Preceding Collection Period |
-0.43 | % | ||||||
|
Net Loss Ratio for Current Collection Period |
-0.81 | % | ||||||
|
Four-Month Average Net Loss Ratio |
-0.61 | % | ||||||
|
Cumulative Net Losses for all Periods |
4,547,743.30 | |||||||
Nissan Auto Receivables 2022-B Owner Trust
Servicer's Certificate
| Amount | Number |
% of Receivables (EOP Balance) |
||||||||||
|
Delinquent Receivables: |
||||||||||||
|
31-60 Days Delinquent |
1,109,002.11 | 128 | 1.10 | % | ||||||||
|
61-90 Days Delinquent |
250,677.04 | 28 | 0.25 | % | ||||||||
|
91-120 Days Delinquent |
35,585.88 | 5 | 0.04 | % | ||||||||
|
More than 120 Days |
0.00 | 0 | 0.00 | % | ||||||||
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Total 31+ Days Delinquent Receivables: |
1,395,265.03 | 161 | 1.38 | % | ||||||||
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61+ Days Delinquencies as Percentage of Receivables (EOP): |
||||||||||||
|
Delinquency Ratio for Third Preceding Collection Period |
0.21 | % | 0.16 | % | ||||||||
|
Delinquency Ratio for Second Preceding Collection Period |
0.25 | % | 0.17 | % | ||||||||
|
Delinquency Ratio for Preceding Collection Period |
0.20 | % | 0.14 | % | ||||||||
|
Delinquency Ratio for Current Collection Period |
0.28 | % | 0.18 | % | ||||||||
|
Four-Month Average Delinquency Ratio |
0.24 | % | 0.16 | % | ||||||||
|
60 Day Delinquent Receivables |
302,805.70 | |||||||||||
|
Delinquency Percentage |
0.30 | % | ||||||||||
|
Delinquency Trigger |
4.90 | % | ||||||||||
|
Does the Delinquency Percentage exceed the Delinquency Trigger? |
No | |||||||||||
|
Principal Balance of Extensions |
472,268.02 | |||||||||||
|
Number of Extensions |
52 | |||||||||||
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VII. STATEMENTS TO NOTEHOLDERS |
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1. Has there been a material change in practices with respect to charge-offs, collection and management of delinquent Receivables, and the effect of any grace period, re-aging, re-structuring, partial payments or other practices on delinquency and loss experience? |
NO | |||||||||||
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2. Have there been any material breaches of representations, warranties or covenants contained in the Receivables? |
NO | |||||||||||
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3. Has there been an issuance of notes or other securities backed by the Receivables? |
NO | |||||||||||
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4. Has there been a material change in the underwriting, origination or acquisition of Receivables? |
NO | |||||||||||