2026 Benefits Open Enrollment Now Open

2026 Benefits Open Enrollment Now Open

Open Enrollment for 2026 benefits is now open. University of Toledo employees may select their 2026 benefits through Friday, Oct. 31. The University will again offer several benefit plans to best suit the needs of employees and their eligible dependents. UToledo continues to support its employees by covering 80% of the total premium cost on all available health plans.

Employees and health plan members have the opportunity to experience lower overall healthcare costs by utilizing the available services though UToledo Health, where the deductible and out-of-pocket maximum costs are the lowest.

Please refer to the Open Enrollment web pages located on the HR website to review the adjusted 2026 rate charts for specific elections.

Due to updated IRS regulations on high-deductible plans, the blue plan will see an adjustment to the minimum deductible to remain compliant with HSA requirements. To maintain consistency in both plans, there have been corresponding deductible and maximum out-of-pocket adjustments to all tiers.

Employees participating in HSA or FSA elections must assign their deductions in the Open Enrollment portal. The 2026 plan and premium information is posted for reference at utoledo.edu/open-enrollment.

Human Resources and UToledo Health Pharmacies also will host a Benefits Fair on Wednesday, Oct. 15, at the Thompson Student Union in the Ingman Room on Main Campus and Thursday, Oct. 16, at the Morse Center on the Health Science Campus. Both events are scheduled from 11 a.m. to 2 p.m.

Additionally, Human Resources is available to assist with any questions during the Open Enrollment process and can be contacted Monday through Friday from 8:30 a.m. to 5 p.m. by emailing [email protected] or calling 419.530.4747, option 4.

The department also will offer one-on-one virtual/phone consultations with benefits specialists Monday through Friday from Oct. 1 through Oct. 31. Schedule an appointment or use the open enrollment live chat available at utoledo.edu/open-enrollment Monday through Friday from 8:30 a.m. to 5 p.m.